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AU Removed from Discover Card - How long to update?

TechGirl2020
Established Member

AU Removed from Discover Card - How long to update?

I've read some posts but can't seem to find something more definitive... or maybe that's how it is?

 

I just got removed as an AU from my mother's Discover account (high utilization was bringing me down). She just recently removed me last week. Does Discover automatically update the 3CB to remove the account from reporting on my credit file? How long does that usually take?

 

Jan 2022, FICO Score 8: | |
Mortgage Score: EQ 789 | TU 784 | EX 800
-----------------------------------------------------------------------------------------
Sep 2021: Closed on Mortgage Loan (Yay!)
Jan 2021, FICO Score 8: EQ 838 | TU 850 | EX 840
Mortgage Score: EQ 812 | TU 823 | EX 810
-----------------------------------------------------------------------------------------
Sep 2020 (start point), FICO Score 8: EQ 790 | TU 770 | EX 773
Mortgage Score: EQ 731 | TU 723 | EX 732
Message 1 of 3
2 REPLIES 2
K-in-Boston
Credit Mentor

Re: AU Removed from Discover Card - How long to update?

It should be removed during their next regular reporting at statement close.  I'd give it an extra cycle just in case and then call them if it is still reporting on your own reports.

Message 2 of 3
TechGirl2020
Established Member

Re: AU Removed from Discover Card - How long to update?

That's exactly the detail I was looking for, thanks!
Jan 2022, FICO Score 8: | |
Mortgage Score: EQ 789 | TU 784 | EX 800
-----------------------------------------------------------------------------------------
Sep 2021: Closed on Mortgage Loan (Yay!)
Jan 2021, FICO Score 8: EQ 838 | TU 850 | EX 840
Mortgage Score: EQ 812 | TU 823 | EX 810
-----------------------------------------------------------------------------------------
Sep 2020 (start point), FICO Score 8: EQ 790 | TU 770 | EX 773
Mortgage Score: EQ 731 | TU 723 | EX 732
Message 3 of 3
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