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AU access to account history

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Dw4250
Valued Contributor

AU access to account history

Do AU have the same access to account information as the primary card holder (ie account statements)?
Message 1 of 11
10 REPLIES 10
gdale6
Moderator Emeritus

Re: AU access to account history


@Dw4250 wrote:
Do AU have the same access to account information as the primary card holder (ie account statements)?

AU cannot sign up for online access to your account, the only exception is Amex which holds them responsible for their charges but I believe they only see their individual charges and not any other AU or yourself.

Message 2 of 11
destine2grow
Frequent Contributor

Re: AU access to account history

I did not know Amex holds AU responsible for their charges. That's good to know!

Message 3 of 11
mongstradamus
Super Contributor

Re: AU access to account history


@destine2grow wrote:
I did not know Amex holds AU responsible for their charges. That's good to know!

i don't think its just amex, all ccs i believe hold AU responsible. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 4 of 11
destine2grow
Frequent Contributor

Re: AU access to account history


@mongstradamus wrote:

@destine2grow wrote:
I did not know Amex holds AU responsible for their charges. That's good to know!

i don't think its just amex, all ccs i believe hold AU responsible. 


Really? Was it do to a law passing? I remember wrh AUTO was not responsible.


Message 5 of 11
mongstradamus
Super Contributor

Re: AU access to account history


@destine2grow wrote:

@mongstradamus wrote:

@destine2grow wrote:
I did not know Amex holds AU responsible for their charges. That's good to know!

i don't think its just amex, all ccs i believe hold AU responsible. 


Really? Was it do to a law passing? I remember wrh AUTO was not responsible.


I am not an lawyer but i believe both main account holder and AU are responsible for whatever happens on credit card, so be careful who you let on as AU on your account Smiley Happy 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 6 of 11
destine2grow
Frequent Contributor

Re: AU access to account history


@mongstradamus wrote:

@destine2grow wrote:

@mongstradamus wrote:

@destine2grow wrote:
I did not know Amex holds AU responsible for their charges. That's good to know!

i don't think its just amex, all ccs i believe hold AU responsible. 


Really? Was it do to a law passing? I remember wrh AUTO was not responsible.


I am not an lawyer but i believe both main account holder and AU are responsible for whatever happens on credit card, so be careful who you let on as AU on your account Smiley Happy 


I agree! I plan to add my son to one of my cc when he is 16. Other than that no AU's lol


Message 7 of 11
09Lexie
Moderator Emerita

Re: AU access to account history

Amex no longer holds ACMs responsible for any charges made on the account.  Not sure when that changed but it has been awhile now. 

Message 8 of 11
destine2grow
Frequent Contributor

Re: AU access to account history

Thanks Lexie for the update!

Message 9 of 11
d170
Regular Contributor

Re: AU access to account history

AUs aren't responsible to any charges on the account. Usually, when authorizing one online, I'll state that several times. 


Time to Garden!!
EQ 703 TU 752 EX 711 as of 07/19/2014. In the garden until 01/19/2015. Baby steps, baby steps!! Trying for 750 ACROSS THE BOARD.
Message 10 of 11
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