AU accounts with Chase

[Anonymous]

so my wife and i got a chase sapphire preferred account. i'm the AU on tjis particular account. it looks like an AU can't get their own online account like you cam with amex. is that right? also, why doesn't chase do joint credit accounts? we couldn't find a joint account option when we opened this account last week.

[Anonymous]

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@Anonymous wrote:

so my wife and i got a chase sapphire preferred account. i'm the AU on tjis particular account. it looks like an AU can't get their own online account like you cam with amex. is that right? also, why doesn't chase do joint credit accounts? we couldn't find a joint account option when we opened this account last week.

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You're correct, Chase does not allow AUs to create their own online account.  As for joint accounts, Chase is like a lot of other credit card companies that don't allow joint accounts.

[Anonymous]

Do they normally report AU's to cra's

[Anonymous]

got it. any idea why banks doing away with joint accounts?

[Anonymous]

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@Anonymous wrote:

Do they normally report AU's to cra's

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Yes

[Anonymous]

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@Anonymous wrote:

got it. any idea why banks doing away with joint accounts?

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I don't know.  Seems odd that most will allow you to include a spouse's income but won't do joint accounts.  There is still some that do.  See the link below.

http://www.bankrate.com/finance/credit-cards/which-credit-cards-allow-co-signers.aspx

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Do they normally report AU's to cra's

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Yes

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From my personal experience, they dont.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Do they normally report AU's to cra's

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Yes

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From my personal experience, they dont.

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Well in your case, that's an aberration because they do in the vast majority of accounts.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Do they normally report AU's to cra's

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Yes

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From my personal experience, they dont.

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Well in your case, that's an aberration because they do in the vast majority of accounts.

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DH is an AU on my Freedom, Slate and Amazon V. My experience is that yes, they do show on all of his CRs. Yes, he does get myfico alerts when a balance change happens for EX and EQ. BUT, the balance on any CC for which he's an AU does NOT calculate in the total Bankcard $ amount that TU reports on their alerts. This is what I blame for his TU being 10-20 points below the others (the fact that he's an AU on most cards and that TU's not counting them the same way as EX and EQ...and he's being over-penalized for carrying a couple 0% balances without the full benefit of all my available credit). My assumption could be wrong, but my experience on the alerts is accurate. 

[MakeItAMudLight]

They do report for me for my wife's account.  Started reporting less than a month after approval to all three CBs.