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Do we have a thread of what cards adding an AU to will get reported to the CRA's and which won't?
I would like to know if Chase/Citi/Macy's (store)/Bloomingdales/Victorias Secret/Nordstrom/ reports and any others you care to list.
Just think it will be helpful for us beginners and those rebuilding to get some good age under our belts, but I don't want someone to add me to a card that won't report.
Of the ones you mentioned, the only card I have any knowledge of is the Chase card.
The Chase card DOES report on the authorized user's credit report.
Hope that helps!
@Uborrow-Upay wrote:Of the ones you mentioned, the only card I have any knowledge of is the Chase card.
The Chase card DOES report on the authorized user's credit report.
Hope that helps!
Thanks. That does help!!! Now do they factor that age in right away? Like will my next EQ report note that my AAoA is not 7 months but 3 years?
Macy's when I was auth was only on EX I believe
Now that it's joint, it's on all.
Nordie does report to all I believe
Chase reports to all.
I think all of them report to all, but they may not have been able to match you up on one of the reports so it doesn't get reported, I don't think it really has to do with the bank trying to report it or not.
@FretlessMayhem wrote:
FWIW, I'm an AU on my dad's Discover card, and it only reports to EX.
Ironically nobody I know has a Discover card. Thats my goal in fact to be the first among my family and friends with one. Of course for that to happen I will need them to invite me.
Hi Pappy, i do know when i had my brother as an AU for my citi card, they reported to all 3 bureaus.
@oracles wrote:Hi Pappy, i do know when i had my brother as an AU for my citi card, they reported to all 3 bureaus.
That is excellent news!! Now I have to ask some people to add me for the sake of getting my scores up. I wonder if my mom will run a credit report on me. HA HA HA !!!!!
@Anonymous wrote:
@oracles wrote:Hi Pappy, i do know when i had my brother as an AU for my citi card, they reported to all 3 bureaus.
That is excellent news!! Now I have to ask some people to add me for the sake of getting my scores up. I wonder if my mom will run a credit report on me. HA HA HA !!!!!
No problem, keep us updated on how many pts you receive due to AU status