So her TCL is $22.1k and for her to be AZEO she'd need to pay off her cards and only have mine report?
It doesn't matter whose cards get paid off as long as only 1 is reporting a balance.
Right but I'm not on any of her accts
Ok, but you asked for her to be AZEO. So she can be AZEO by only having a balance on 1 of her cards. If you mean for both to be AZEO, then yes, it'd have to be a card that both hold.
Sorry that sounded brash, I didn't mean it to. Thank you for clarifying.
All good. I honestly didn't even notice