AVIANCA BALANCE TRANSFERS--no pymnt/no interest 12 mos

[Anonymous]

Interesting feature on the Avianca Vida card...no interest AND no minimun payments due for 12 months on BT made in 1st 90 days.....NO PYMNT!  Now a minimum pymnt is generated for purchases, but not on BT......I had to ask 2 seperate reps to be sure I was understanding them. Nice feature, imo

[DeeBee78]

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@Anonymous wrote:

Interesting feature on the Avianca Vida card...no interest AND no minimun payments due for 12 months on BT made in 1st 90 days.....NO PYMNT!  Now a minimum pymnt is generated for purchases, but not on BT......I had to ask 2 seperate reps to be sure I was understanding them. Nice feature, imo

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What did you end up getting for a starting limit? I see most people getting approved at $25K, but it looks like your current high limit is $6K, and I wanted to see what they handed you. 

[Anonymous]

5k

[Anonymous]

No transfer fee!?

[Anonymous]

Yes, transfer fees...
The not generating a min pymnt for the 12 mos is unique as far as I know. None of my other cc do that

[Anonymous]

Interesting, what do they require for POI?

[Anonymous]

WaveRider....Different forms based on individuals Credit Files, employment etc....heres a link

https://www.lifemilescreditcard.com/WLInternet/avianca.aspx#!

[mdd0214]

I ignored all income verification questions and was approved for 25k. I think there are other DPs confirming they don't require the forms in all cases.