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?? About AmEx 60 day CLI

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andre181
Established Contributor

?? About AmEx 60 day CLI

So I got approved for my Blue on 4/4

 

I received and activated the card on either 4/7 or 4/12 (probably 4/12)

 

I made the first purchase on 4/13

 

What day should I request a CLI?

 

Should I do the full 3x limit?

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: ?? About AmEx 60 day CLI

To be honest, I've never heard of the Amex 60 day CLI deal. I think, that you typically have to wait 6 months.

Message 2 of 14
700orbust
Frequent Contributor

Re: ?? About AmEx 60 day CLI

Recent threads have said 60 days since activation
------------------------------------------------

What's in my wallet?

Apple, Amex Biz Plat/BBC/BCP/Schwab/Plat/Gold, NFCU Flagship/Plat, Spark Biz, PenFed, CSR, and more
Message 3 of 14
Walt_K
Senior Contributor

Re: ?? About AmEx 60 day CLI

The first one is 60 days.  After that, it is six months since your last request.  Don't know exactly which day it tracks from for the first one, i.e., not sure if it is from approval or activation.  I'd just wait the few extra days until 60 days from activation, or call Amex and ask them.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Message 4 of 14
scientifics
Frequent Contributor

Re: ?? About AmEx 60 day CLI

If you call and ask I'd be intersted to hear what they say!

Message 5 of 14
jefftca925
Established Contributor

Re: ?? About AmEx 60 day CLI

per Amex's website on the Contact Us page under Frequently Asked Questions...

 

We do not increase an account's credit limit during the first 60 days after it has been opened, or for at least 6 months from the last credit limit increase. After that time has passed, if you are still interested in applying for an increased credit limit, please call the number on the back of your Card to speak with one of our customer care professionals.

 

Lots of questions regarding Amex cards are answered there.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 6 of 14
Anonymous
Not applicable

Re: ?? About AmEx 60 day CLI

For me, I tried to get my CLI 60 days from approval, and it said I wasn't eligible.  Then I tried 61 days after activation, and it was approved.  My original CL was $3600, and I requested $10k, but the system countered with $5700, so I took it.  I will say, though, that I had only used the card 2 or 3 times in that 60 days.

Hope this helps...

Message 7 of 14
tntexans72
Valued Contributor

Re: ?? About AmEx 60 day CLI


@Anonymous wrote:

For me, I tried to get my CLI 60 days from approval, and it said I wasn't eligible.  Then I tried 61 days after activation, and it was approved.  My original CL was $3600, and I requested $10k, but the system countered with $5700, so I took it.  I will say, though, that I had only used the card 2 or 3 times in that 60 days.

Hope this helps...



So to confirmed, this is an automated process? You just log into your account and hit the LUV button? Sounds easy enough.

Message 8 of 14
smc733
Valued Contributor

Re: ?? About AmEx 60 day CLI

I'd play it safe and ask for 1.5x on the 60 day, then look into more on the 6 month point, but that's just me.

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 9 of 14
tntexans72
Valued Contributor

Re: ?? About AmEx 60 day CLI

I am hearing mixed recommendations.....should I use the card heavy first 2 months, PIF, than ask for a CLI or use it a few times, PIF than ask for a CLI. This is my 1st Amex (SPG) so I want to be sure I get it right. Thanks in advance.....

Message 10 of 14
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