About those secured cards...

[armyguy90]

Which would you reccomend?

-I was denied at BofA

[Anonymous]

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@armyguy90 wrote:

Which would you reccomend?

-I was denied at BofA

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All cards have different benefits. When I look at the entire packages, if I was in the market for a Secured card, I would choose this one. Regardless of which one you choose, I would recommend reading the entire terms and conditions, nit just the glossy highlights on the main page of any offer.

Best of luck in your endeavors getting a card.

http://www.publicsavings.com/

[armyguy90]

Took your advice and just called them. You have to be 21 to get a secured card with them. Im only 19.

[mt2va]

If you are eligible you might try Navy Federal Credit Union.

[Anonymous]

I really liked my Wells Fargo. It had a pretty low annual fee, no other fees, and it converted to unsecured after a year and now it does not have an annual fee.

I don't recall the rate because I don't carry a balance on credit cards.

Quicken Online doesn't connect to Public Savings; Orchard doesn't have good online bill pay.

[Anonymous]

sorry to hear that you were denied for b of a secured i was just approved today the 10/30/2009 what are your scores mine was 641 and they pulled experian but call a credit analyst and tell them to reconsider your application and if not well i recommend to get new millenium which i also got on 9/2009 and it helped me raise my scores with in a month from 552 to 641 so go for it and dont give up.

[Anonymous]

I know this is an old post, but you can download data in to Quicken.

[Creditaddict]

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@Anonymous wrote:

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@armyguy90 wrote:

Which would you reccomend?

-I was denied at BofA

---

All cards have different benefits. When I look at the entire packages, if I was in the market for a Secured card, I would choose this one. Regardless of which one you choose, I would recommend reading the entire terms and conditions, nit just the glossy highlights on the main page of any offer.

Best of luck in your endeavors getting a card.

http://www.publicsavings.com/

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More info on Publicsavings please, I don't see anything about it graduating or growing with you?

[StarraeAday1]

I have a Public Savings secured CC for my husband. Unfortunately, I just read recently that it does NOT at any time convert to an unsecured card. SUCK! I have an Orchard secured CC, and will respectfully disagree with the poster who said they don't have good online bill pay. It may take a few days to post, but I've not had a single problem with my payments at all, and it seems to be a decent card.