Account closed due to Inactivity-Synchrony

[JSS3]

If Synchrony just closed(early this month) an account due to inactivity, will they reopen if you call and plead?

[Anonymous]

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@JSS3 wrote:

If Synchrony just closed(early this month) an account due to inactivity, will they reopen if you call and plead?

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I have no clue, but would be interested in the responses to your post.

[Anonymous]

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@JSS3 wrote:

If Synchrony just closed(early this month) an account due to inactivity, will they reopen if you call and plead?

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No, they won't.  You will have to re-apply.

[Anonymous]

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@Anonymous wrote:

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@JSS3 wrote:

If Synchrony just closed(early this month) an account due to inactivity, will they reopen if you call and plead?

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No, they won't.  You will have to re-apply.

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Good to know. I wonder how long does your account have to be inactive for this to happen? Several months? More?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@JSS3 wrote:

If Synchrony just closed(early this month) an account due to inactivity, will they reopen if you call and plead?

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No, they won't.  You will have to re-apply.

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Good to know. I wonder how long does your account have to be inactive for this to happen? Several months? More?

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A year.  But to prevent closure, use it once every 3 months.

[JSS3]

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@Anonymous wrote:

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@Anonymous wrote:

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@JSS3 wrote:

If Synchrony just closed(early this month) an account due to inactivity, will they reopen if you call and plead?

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No, they won't.  You will have to re-apply.

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Good to know. I wonder how long does your account have to be inactive for this to happen? Several months? More?

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Closed after a year of no use at all. Never even activated. My mom meant to use it and was looking for the card a couple of weeks ago. Then BAM---closure. 

[ddemari]

Im not sure if this applies to only cards that are closed to user instead of cards closed by issuer, but if I close a synch card they wont let me reapply for it until 12 months have passed. you might want to find that out before you waste a hard pull on it. because they will definitely pull your credit even though they wont even consider approving you for it. 

[pizza1]

Sorry OP...

But Synch will not reopen. Plus, they have a hard fast rule of that you can't reapply for that same card for 12 months after closing it. whether you did, or they did. I closed 3 store cards of theirs last year, and each time I received a letter stating the 12 month rule. I even posted a pic of it in a thread.

[JSS3]

Thanks guys! I'll tell mom. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@JSS3 wrote:

If Synchrony just closed(early this month) an account due to inactivity, will they reopen if you call and plead?

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No, they won't.  You will have to re-apply.

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Good to know. I wonder how long does your account have to be inactive for this to happen? Several months? More?

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A year.  But to prevent closure, use it once every 3 months.

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Thanks! It is my Care Credit card that I plan on using soon, but have not used in a couple of months.