Achieving Chase Sapphire Reserve

[Anonymous]

I'll likely be downsizing towards The CSR as i want to focus on UR and MR in the future. Might end up keeping Amex Platinum but with its Upcoming Af hike The CSR seems like a better premium travel card for most people.

[sjt]

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@Work wrote:

Hey Guys,

First post and shooting for the stars!!

I am seeking any info or guidance or advises to achieve this card.

Currently FICO of EQ- 678 Trans -690 Experian- 672. Utilization at 28%, last opened account December 2016. Eq inquiries are at 6, Trans at 11, Experian 10. Average account age currently stands at 3 years. 

For bank relation, I have Chase Freedom@ $4500 and Chase Auto Loan that I was on as a cosigner that went into bankruptcy which i became sole responsible party, currently.

Any suggestions!?

Thank you

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I think if you bring down your utilization to 10% you should be good. Also, you should look into refinancing the car loan.