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With the exception of one card, i've apped for, and received almost every brand name card I could ask for and have received decent balances. The only card I haven't applied for is a Cap1 card and that's mostly because I think their commercials are horrible. Despite this success, I find myself apping for random, off brand cards (First National Omaha, Zion Bank Visa Signature, Visa Black...). I have 9 cards now and about 80k in CL. I don't need/want more (except this one card I'll app for in the second half of the year). I need to exercise some self control but am constantly seeking acceptance thru app approvals .
I've avoided store credit cards (no interest in a target or Walmart card) but need help backing away from these other cc apps. Anyone else struggle with ceasing the app process?
I actually found that freezing my credit reports works best for me
I struggle too. Especially today, since I found my MyFico TU actually went up two points after three brand new accounts reported.
Ughhhh.
I simply am trying to post more information and help for others, and stop worrying about me and my credit, I have plenty.
@Bay_Area_Joe wrote:I struggle too. Especially today, since I found my MyFico TU actually went up two points after three brand new accounts reported.
Ughhhh.
I simply am trying to post more information and help for others, and stop worrying about me and my credit, I have plenty.
My Gosh Joe. Yes I'd say you have enough credilt LOL!
Garden time!!!
@LS2982 wrote:
We have our new Appbar!!!
Appbar III!!!
Freeze your reports and give the codes to your DW.
Does that ever work?
I didn't just fall off the garden wagon these last 2 days..I catapulted, rolled down hill, gained speed and flew fast and furious into an APP spree! LOL Personally I will be fine for many months and then I decide to APP for 1 thing and that 1st approval sets the wheels in motion. I totally understand! What is this self control you speak of?! lol If you find it send some my way.