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Addicted yes I am but also a member of GAA=garden app anonymous
I repeat everyday Hello my name is myjourney and I am a app oholic.......Lol
@artvandalay wrote:With the exception of one card, i've apped for, and received almost every brand name card I could ask for and have received decent balances. The only card I haven't applied for is a Cap1 card and that's mostly because I think their commercials are horrible. Despite this success, I find myself apping for random, off brand cards (First National Omaha, Zion Bank Visa Signature, Visa Black...). I have 9 cards now and about 80k in CL. I don't need/want more (except this one card I'll app for in the second half of the year). I need to exercise some self control but am constantly seeking acceptance thru app approvals .
I've avoided store credit cards (no interest in a target or Walmart card) but need help backing away from these other cc apps. Anyone else struggle with ceasing the app process?
Well, that's the key right there. Credit cards can be wonderful things -- they can help us shop more safely online, they allow us to make purchases without the need to carry around a lot of cash, we can rack up rewards on them. All in all, when used properly they're wonderful tools. What they are not, however, is a reflection of who one is as an individual. Self worth needs to come from inside, not from an approval message on a computer screen. This is not an easy fix, but being mindful of it is a big step. Please remind yourself that you have inherent worth and dignity no matter what you may hold in your wallet. This, of course, holds true for all of us.
I am so addicted to app'ing for credit, that it scares me. I am probably ruining my credit by app'ing so much. Within 3 months, I have applied for about 25 new credit cards. I suppose that the problem is that I had bad credit for so long, that now that it's improving, I am losing my mind. I have been approved for the majority of the cards; however, I have been denied some of them. The worst part of it is that I don't even want some of the cards. Here is a list of my new credit cards:
Cards I'm happy about:
Bloomingdales: $1500 CL
Target: $200 CL
Sam's Club: $600 CL
Belk: $200 CL
Dillard's: $600 CL
Macy's: $600 CL
Shop NBC: $1000 CL
QVC: $700 CL
Firestone: $1400 CL
Care Credit $1800 CL
Barclay Apple Card Visa: $500 CL
Bank of America Visa: $500 CL
Langley Federal Credit Union Visa: $1000 CL
Capital One: $500 CL
Peebles: $250 CL
Lowes: $300 CL
Victoria's Secret: $500 CL
Jared/Kay Jeweler's: $2000 CL
Kohl's: $300 CL
TJMaxx: $600 CL
Cards I don't want:
Avenue: $250 CL
WomanWithin: $250 CL
KingSize: $250 CL
Jessica London: $250 CL
Texaco/Chevron: $300 CL
Roaman's: $250 CL
BrylaneHome: $250 CL
OneStopPlus: $250 CL
See what I mean??!!??
@sccredit wrote:I actually found that freezing my credit reports works best for me
+ 1 . Works for me too
Yeah I couldn't manage that many cards. I think 3-5 with solid limits is enough. Plus I like carrying a small wallet lol
@artvandalay wrote:Anyone else struggle with ceasing the app process?
A denial or two will generally take care of that. Perhaps you should quit while you're ahead.