What's your current oldest age, and what's your average age? And do you have baddies that need "diluting" with good credit lines?
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Open CCA: In order of most recently opened Amex-$9,000 limit-opened 6/08 (retaining the 7 years history) Discover More-$1,500 limit-opened 6/08 HSBC/Best Buy-$500 limit-opened 12/07 Cap1-$500 limit- opened 01/07 OB Visa-$400 limit- opened 01/07 OB MC-$800 limit- opened 01/07 *all are at 5% utility or less *combined the 2 OB CC's(not reported yet)
Closed CCA: Direct Rewards Discover-$900 limit-opened 05/08 AmEx- $1,100-AU for 2mo in 11/01-12/01-closed PIF First Premier-$300 limit- opened 11/05-closed 06/06 PIF
Student Loan: Wells Fargo SL-$5,000- opened 09/04
Installment Account: Star Furniture-$1,500-opened 02/05-closed 02/06, PIF
Auto Loans: Cap1 Auto Fin-opened 10/07 HSBC Auto Fin-opened03/05
Only bad or late is the 7 year old collection mentioned above and 90 day late on student loan.
Oldest Account: 7 yrs, 3mo. Avg Age: 2 yrs
Message Edited by ferferhess on 06-24-200810:44 PM
The hardest part is waiting!! I'm an instant gratification girl!!! 06/24/2008: TU 708, EQ 705, EX 712 06/09/2008: TU 699, EQ 688, EX 712