Showing results for 
Search instead for 
Did you mean: 

Adding to credit report

Moderator Emeritus

Re: Adding to credit report

They are not very fast, give them time...

You should be able to speak to Identity theft department fairly easily though. I know I got through pretty fast when I was setting up my security freeze

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!

Take the myFICO Fitness Challenge
Message 11 of 12

Re: Adding to credit report

Crashem wrote:

Your better bet is to wait 6months for new card to report.  Also, check our all your credit reports and fix inaccurateinfo.  you won't qualify until that stuff happens.  Citibank forward student and reapp for discover in 6 months or so.  Probably won't be able to do zync this year.  Once hit one year with cap one, app for zync.

Um Zync is six months credit reporting I thought?  Did I miss something in the intervening months?  It was designed for students who can actually post a FICO score: ergo, six months clean sheet history with at least one tradeline was my understanding.


Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 741, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (1/1/18)
Goal Score:    EQ 5 771, TU 4 750, EX 2 776, EQ 8 809, TU 8 774, EX 8 822 (01/01/19)

Take the myFICO Fitness Challenge
Message 12 of 12