@Anonymous wrote:
And yes your eight year checking relationship will definitely help. You could probably get it in branch approval.
You might even get online approval with that history. If that’s what you want, go for it since you have that history, but if you didn’t have that history, I wouldn’t recommend it at all until you had two years under your belt. But like I said there are exceptions they obviously like MrPepperonis file.
Chase also likes to give you a decent SL that they’re comfortable with to begin with. Their auto CLIs are very rare. High limits beget high limits. That’s why I would grab the NFCU and the AmEX and then sit on it a 6 months to a year with SP CLIs and grab my Chase.
Remember it’s not a sprint it’s a marathon.
I will probably go in branch and check if any pre apovals are offered. Even though I now carry a good size balance with them, prior years were extremely lean.
I hear you loud and clear regarding waiting a bit and getting a higher CL card in my portfolio since high limits beget high limits, as you say. Though, I read in a few posts recently that Chase does not take high NFCU CL's into consideration ...which is why I added the idea of an Amex revolver. (This last option doesnt excite me from a card standpoint, but it does serve its purpose.) Thanks as well for the input regarding Chase not giving auto CLI. This has been a main concern of mine. I reealize its rare to none, especially with a file like mine. I see you understand mee not wanting to start with a token limit that doesnt help in the long haul.
...and yes, the famous last words... it's a marathon not a sprint. (even though, i was hoping to pick up my pace a bit. ) 
