Advice help, Should i open a second credit card?

h0t0ny · ‎03-30-2013

Hi, i've had my Wells Fargo secured card for 11/2 years now, ive paid my balance in full as soon as they show up, my credit score is currently 759.

I wanted to get a second card to better my credit in the long run, and lower the utilization a bit, im not worried about maxing or late payments because its never been close to that point.

My only question is, should i even apply for a credit card without income? i have ways of making money, and money saved up, i just don't know if i will be accepted for a credit card with no income, but a score of 759.

if anyone knows or have/had the same situation please give me some info. Thanks. =)

enharu · ‎03-30-2013

this is a duplicate thread. i posted a reply to your other thread

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

llecs · ‎03-31-2013

Locked thread to direct others here:

http://ficoforums.myfico.com/t5/Credit-Cards/Secured-card-for-a-1-1-2-years-Should-i-open-a-another-...