I have an Amex EDP card, that after using for a year, I am just not feeling it. The 6% on groceries is nice, but its not enough to offset the yearly fee and I really dont like how long it takes to get the rewards. My other cards - Chase and Discover cover me most of the time at 5% and I use my Target debit for 5% a lot as well.
I want to open a new card and transfer the Amex balance to it - would I be better off going for another NFCU card or a different company, like Citi? My lowest limit card is with Citi however I am thinking, they like Chase, might give me a higher SL on a new card than they did raising my old one.
I have the NFCU Cashrewards card at 30k with 10k CLOC - I may have maxed out there.
I have Chase at 29k, and just got an auto loan (through Mazda) this week Hasnt posted yet, but their system may know I have that loan.
What are some good suggestions? I am not looking for rewards so much as a good term on BT.
Thanks for your advice!
Personally I like the Discover for BT. Looks like you already have it in your wallet. They always have good options, as good as any other card.