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Affinity FCU Cash Rewards Visa mystery bonus

PullingMeSoftly
Valued Contributor

Affinity FCU Cash Rewards Visa mystery bonus

Just doing my usual periodic account check-ins, I randomly took a glance at the points balance for my Cash Rewards VS. Lo and behold I see that a nice 20,000 points bonus ($200) has posted on my rewards page.  While not wanting to look a gift horse in the mouth, I am completey unaware of what I did to earn it:

 

AFCU Bonus Pts 1 2023-11-15.png

 

AFCU Bonus Pts 2 2023-11-15.png

 

With the Hi-5 program being long gone, and the total spend bonus tiers also having gone away, I'm not aware of any other incentive program. Ever since they stopped Hi-5, I've used this as a dedicated Amazon card, with maybe a hundred bucks or so spend per month, which wouldn't even qualify for a bonus under the previous tier structure. On their website, I'm only seeing bonuses for new accounts (SUB of $150, and the 10,000 pts bonus for $25k spend in the 1st year).

 

Has anyone else received this? I'm hoping this may be a sign of AFCU reviving their generous promotions.

 







Message 1 of 33
32 REPLIES 32
CreditCuriosity
Moderator Emeritus

Re: Affinity FCU Cash Rewards Visa mystery bonus

Nothing for me other than I did have $40 in rewards after bonus and high five was met that was sitting in account as haven't used it since the hi-5 nerf.   So reminded me to cash out $40 in rewards that I basically forgot about.    Appreciate the reminder at least to check Smiley Happy.  Choose just to use my AMEX business prime for all amazon stuff now.  Maybe one day they will stop beating the card up being hi-5 killing and capped amazon spend of 1k.

Message 2 of 33
SouthJamaica
Mega Contributor

Re: Affinity FCU Cash Rewards Visa mystery bonus

Looks like a mistake to me. 


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 698 TU 704 EX 685

Message 3 of 33
PullingMeSoftly
Valued Contributor

Re: Affinity FCU Cash Rewards Visa mystery bonus


@SouthJamaica wrote:

Looks like a mistake to me. 


My thought as well, but hopefully not of the clawback type Smiley Sad







Message 4 of 33
SouthJamaica
Mega Contributor

Re: Affinity FCU Cash Rewards Visa mystery bonus


@PullingMeSoftly wrote:

@SouthJamaica wrote:

Looks like a mistake to me. 


My thought as well, but hopefully not of the clawback type Smiley Sad


Got my fingers crossed for you Smiley Happy


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 698 TU 704 EX 685

Message 5 of 33
CreditCuriosity
Moderator Emeritus

Re: Affinity FCU Cash Rewards Visa mystery bonus


@PullingMeSoftly wrote:

@SouthJamaica wrote:

Looks like a mistake to me. 


My thought as well, but hopefully not of the clawback type Smiley Sad


Cash out and keep in the account with them being savings/checking for a few months imho.

Message 6 of 33
SouthJamaica
Mega Contributor

Re: Affinity FCU Cash Rewards Visa mystery bonus


@CreditCuriosity wrote:

@PullingMeSoftly wrote:

@SouthJamaica wrote:

Looks like a mistake to me. 


My thought as well, but hopefully not of the clawback type Smiley Sad


Cash out and keep in the account with them being savings/checking for a few months imho.


@CreditCuriosity, from the graphic provided in the OP, it appears that @PullingMeSoftly doesn't believe in cashing out. Me, I always cash out, even small balances, because I'm the nervous type.  I do think your advice is sound.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 698 TU 704 EX 685

Message 7 of 33
CreditCuriosity
Moderator Emeritus

Re: Affinity FCU Cash Rewards Visa mystery bonus


@SouthJamaica wrote:

@CreditCuriosity wrote:

@PullingMeSoftly wrote:

@SouthJamaica wrote:

Looks like a mistake to me. 


My thought as well, but hopefully not of the clawback type Smiley Sad


Cash out and keep in the account with them being savings/checking for a few months imho.


@CreditCuriosity, from the graphic provided in the OP, it appears that @PullingMeSoftly doesn't believe in cashing out. Me, I always cash out, even small balances, because I'm the nervous type.  I do think your advice is sound.


Concur a lot of cash sitting in their accounts as to your point more than anything and other peoples cash is worth less and less each day so mise well put it in some type of high interest CD or savings accounts and try to fight the inflation and keep the same purchase power.  Just my honest opinion to @PullingMeSoftly 

Message 8 of 33
PullingMeSoftly
Valued Contributor

Re: Affinity FCU Cash Rewards Visa mystery bonus


@CreditCuriosity wrote:

@SouthJamaica wrote:

@CreditCuriosity wrote:

@PullingMeSoftly wrote:

@SouthJamaica wrote:

Looks like a mistake to me. 


My thought as well, but hopefully not of the clawback type Smiley Sad


Cash out and keep in the account with them being savings/checking for a few months imho.


@CreditCuriosity, from the graphic provided in the OP, it appears that @PullingMeSoftly doesn't believe in cashing out. Me, I always cash out, even small balances, because I'm the nervous type.  I do think your advice is sound.


Concur a lot of cash sitting in their accounts as to your point more than anything and other peoples cash is worth less and less each day so mise well put it in some type of high interest CD or savings accounts and try to fight the inflation and keep the same purchase power.  Just my honest opinion to @PullingMeSoftly 


@SouthJamaica & @CreditCuriosity My bad habit of "collecting" has been exposed haha...You're both absolutely right, I really need to cash out and get this into my brokerage account. Same situation across other products too, for whatever reason I get motivated with the gamification aspect of building up my points/cashback balances. Really a dumb thing for me to do though, as I should be earning a return on these rewards and de-risk the chances of devaluation, loss by closure, etc.







Message 9 of 33
justjac2
Regular Contributor

Re: Affinity FCU Cash Rewards Visa mystery bonus

Hmmm, same here. There was a SUB for this card, but I received that over a year ago.IMG_1284.jpeg

 


FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.
Message 10 of 33
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