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Affinity FCU

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ZackAttack
Established Contributor
‎09-10-2022 11:03 AM
‎09-10-2022 11:03 AM

Affinity FCU

Does anyone remember if Affinity FCU asks for POI during the card applying or for CLI. Even though I have the card since Dec 2021 I can't remember if they asked for POI.

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
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Message 1 of 14
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13 REPLIES 13
DakotaM
Regular Contributor
‎09-10-2022 11:27 AM
‎09-10-2022 11:27 AM

Re: Affinity FCU

They didn't ask me for any when I applied and got approved a few days ago. 



Workers-Credit-UnionWorkers-Credit-Union

Message 2 of 14
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coldfusion
Community Leader<br> Mega Contributor</br>
Community Leader
Mega Contributor
‎09-10-2022 11:29 AM
‎09-10-2022 11:29 AM

Re: Affinity FCU

 

They requested a copy of my latest paystub when I applied last year.

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 3 of 14
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uoyankee
New Contributor
‎09-11-2022 03:18 PM
‎09-11-2022 03:18 PM

Re: Affinity FCU

I applied last November and they did not ask for proof of income.  

Message 4 of 14
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justjac2
Regular Contributor
‎09-11-2022 05:25 PM
‎09-11-2022 05:25 PM

Re: Affinity FCU

I applied in May and they didn't request anything. It took almost a week and a Docusign suddenly appeared in my email. No other communication.


FICO 8 scores Nov/Jan 2021: EQ 779/751, TU 750/770, EX 763/746 Fully recovered from 5-year Ch13 discharged July 2018.
Last recorded: FNBO Evergreen and PSECU Founder's Card Dec 2021. Seriously out of date, at least 10 more since then.
Message 5 of 14
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Janneman
Established Contributor
‎09-11-2022 06:12 PM
‎09-11-2022 06:12 PM

Re: Affinity FCU

They did ask me paystubs when I got their card 2 yrs back and underwritter did call me to go over with my application.

Message 6 of 14
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TheRedHat
Established Contributor
‎09-11-2022 07:58 PM
‎09-11-2022 07:58 PM

Re: Affinity FCU

They asked me to send my 2 most recent paystubs for their Cash Rewards Visa Signature. 

Last update: 4/8/2024
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Message 7 of 14
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crystal626
Regular Contributor
‎09-12-2022 02:01 PM
‎09-12-2022 02:01 PM

Re: Affinity FCU

They didn't ask when I opened my card last July. 

Message 8 of 14
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Janneman
Established Contributor
‎09-12-2022 02:17 PM
‎09-12-2022 02:17 PM

Re: Affinity FCU

those who were not asked for POI, can you plz let is know of how much SL you have received? trying to see any relevance in SL with and without POI if there is any...

Message 9 of 14
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M_Smart007
Legendary Contributor
‎09-12-2022 02:23 PM
‎09-12-2022 02:23 PM

Re: Affinity FCU

@Janneman wrote:

those who were not asked for POI, can you plz tell how much SL they have received? trying to see any relevance in SL with and without POI if there is any...

@Janneman,

 

I was NOt asked POI for $25K VISA Approval , but I am guessing? .. it is going to be a YMMV situation.

 

Message 10 of 14
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