After your Bankruptcy falls off your credit report do banks have anyway of knowing u had a Chapter. The reason i'm asking is because my Chapter 13 is due to fall off my credit report in October of this year?
One more thing i thought BK stay on your credit for 10 Years. I just called TransUnion an Experian they told me my BK will fall off in October but i filed my BK back in 2001?
Date of removal is never date certain... could happen at anytime. BK code states BK will not remain on credit report for no more than 10 years. Typically, CRAs remove BK13, for the most part, approximately 7 years after filing date and BK7 is removed approximately 10 years after filing date.