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Age for Auth User

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icloud2525
Frequent Contributor

Age for Auth User

What's the youngest you can add someone as an auth user with Amex? 

Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton Surpass $13,500, Amex Hilton $16,200, Discover it $16,000, Citi TYP $18,900, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $14,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 1 of 5
4 REPLIES 4
09Lexie
Moderator Emerita

Re: Age for Auth User


@icloud2525 wrote:

What's the youngest you can add someone as an auth user with Amex? 


Amex cards have different age requirements some are as low as 15 yrs old.

i believe its 15 for charge and 18 for revolvers. 

Message 2 of 5
xsvspd
Regular Contributor

Re: Age for Auth User

I've added my 12 YOD on several cards. She's on a BofA, Cap 1 and a Citi card. Not sure about amex. 

Hover over card to see limits

Starting score 3/2013 - 585. Score as of 5/2014 - 725.
Message 3 of 5
Stralem
Established Contributor

Re: Age for Auth User

I think it depends on the lender.

 

When I added an AU to my Amex PRG not too long ago, the T&C stated that the AU had to be at least 15 years old.

 

However, they're probably not going to bother verifying...

 

Why do you think there are 18 year-old college freshmen with 17 year credit histories?

I Have Way Too Many of These.

American Express - No CLI or Appreciation Gift in 7 Years

Citibank - Handing Out Credit Limits Like Candy

Chase - Surprisingly, Still Tolerating My Credit-Chasing Ways

Bank of America - My Newest Bae.

Everyone Else.
Message 4 of 5
imovinup
Regular Contributor

Re: Age for Auth User

i want to know also. i want my son to have good credit by the time hes out of college so i dont have to co sign hes only 14.




Starting Score: 5/30/13 TU 630; EQ618: EX PLUS639
Current Score: 4/2/15 TU 661; EQ 617; ; EX FICO 631
Goal Score: 700






Message 5 of 5
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