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Alliant CU Platinum Rewards Visa Possible to PC to 2.5% CB Visa Version ?

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Valued Contributor

Alliant CU Platinum Rewards Visa Possible to PC to 2.5% CB Visa Version ?

I was approved for the Platinum Rewards version of this card around a year and half ago. SL was $15k. And I can vaguely remember the representative saying something along the lines of, after a year with this card you can upgrade to the 2.5% Cashback version. Haven’t seen any dp’s confirming this and wanted to see if anyone could chime in on this? Also haven’t seen an option for a credit line increase on their webpage, do you have to call in to request one? Will it be hp or soft? 

 

Thanks in advance.

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Moderator

Re: Alliant CU Platinum Rewards Visa Possible to PC to 2.5% CB Visa Version ?

IME, this was an option in the past so you may want to contact them to see if your account is eligible for the upgrade. If eligible, the account number will change and you'll be issued a new card.

As far as a CLI, on the website, click on Apply for a loan (right hand navigation).
Then, under the section "What are you applying for?", select Credit Card.

Select your card, then on the next page in the drop-down menu, select Credit Limit Increase and follow the prompts. Please note, this will be a HP.
Message 2 of 5
Valued Contributor

Re: Alliant CU Platinum Rewards Visa Possible to PC to 2.5% CB Visa Version ?

Good info as always Finstar 😀 I will call them about the upgrade. Would be nice to upgrade to a more useful card abliet an AF included. 

 

As for the CLI it’s it an auto decision online or does this go to underwriting for manual review?

 

Message 3 of 5
Moderator

Re: Alliant CU Platinum Rewards Visa Possible to PC to 2.5% CB Visa Version ?

Anytime @bruisedcredit.

Typically, a variety of CLI requests go to pending status. There may be instances where there may be an instant decision, but IME manual review is usually the case.

Let us know how yours turns out if you decide to pull the trigger.
Message 4 of 5
Valued Contributor

Re: Alliant CU Platinum Rewards Visa Possible to PC to 2.5% CB Visa Version ?as

@Finstar Just came across Saeren’s thread “Alliant told me to go to the garden” and I think I will pass up on the cli request. Lol! With all my new accounts and credit seeking lately it would most certainly yield a denial on a manual review 😂😂
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