Alliant - Invited to apply for Visa with code

[tussking]

I’ve been a member with Alliant for 2+ years and have never got an offer or a email. Is this legit or just marketing?

[Anonymous]

Its legit.  I've been an Alliant member since 10/17 when I opened a Share Secured Loan.  I've since closed the SSL in favor of an auto loan and I keep about $500 in my Savings Account but I've never applied for a credit card.  Yesterday  an offer to apply for a Visa Platinum card popped up in my email; it has an offer code which must be used by December 6, 2019.

[VanderSnoot]

Nice! I have the Signature card and have been very happy with it and with them.

[Anonymous]

I got the same. I see no "pre-approved" or "pre-qualified" language so I'm viewing mine no differently than any other "invitation to apply" -- as pure marketing. 

[CreditInspired]

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@tussking wrote:
I’ve been a member with Alliant for 2+ years and have never got an offer or a email. Is this legit or just marketing?

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IMO it's just marketing. Being invited to apply means exactly that. View it as being invited to a party--nothing more, nothing less. 

[Anonymous]

If there is a solid APR then the offer is legit. Not every lender uses pre approve or prequalify in their offers.

[Anonymous]

It's just marketing. I too got this email.

But, 3 days before I got this email, I got a "Congrats, you're preapproved" email for the platinum card. So apparently they also send those out

[Caardvark]

As said earlier, "Invited to Apply" is just marketing. That said, Alliant does send out pre-approved offers as you can see in the one I just received one for the Visa Signature

[JourneyStartsNow]

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@Caardvark wrote:

As said earlier, "Invited to Apply" is just marketing. That said, Alliant does send out pre-approved offers as you can see in the one I just received one for the Visa Signature

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Now that's a pre-approval. I also got the invitation to apply. No thanks Alliant!