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Ally Cash back Visa-issued by TD bank - Anybody approved?

Designer91
Frequent Contributor
‎08-03-2016 05:29 PM
‎08-03-2016 05:29 PM

Ally Cash back Visa-issued by TD bank - Anybody approved?

I have several accounts with Ally bank. Interest checking, savings, money market. I was wondering if anyone applied and received instant approval with them?

Message 1 of 13
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Credit-hoarder
Valued Contributor
‎08-03-2016 06:58 PM
‎08-03-2016 06:58 PM

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

I looked at the app and it looks interesting. I'm going to have to think this one over because I don't have ANY Ally accts. whatsoever---but I am looking for an in with TD Bank and don't want to go the Target, Nordstrom, or Aeroplan Visa route.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
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jtfan80
Frequent Contributor
‎08-03-2016 08:48 PM
‎08-03-2016 08:48 PM

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

@Credit-hoarder wrote:

I looked at the app and it looks interesting. I'm going to have to think this one over because I don't have ANY Ally accts. whatsoever---but I am looking for an in with TD Bank and don't want to go the Target, Nordstrom, or Aeroplan Visa route.

Ally savings product is amazing.  Everyone should have one.

TU 792 3/5/16 - 6 inquires
EQ 829 (Bankcard 08, score out of 900) 2/21/16 - 3 inquiries
EX 807 2/25/16 - 3 inquires

Discover IT 46K == Amex BCE 24K == Citi Double 20.9K == Chase Freedom 3.5K == Ring 22k == USAA Rate Advantage (8.4%) 17K == US Bank Cash+ 7.5K == BOA BBR 8K
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jhusmc
Frequent Contributor
‎08-04-2016 12:05 AM
‎08-04-2016 12:05 AM

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

EX HP. Probably need to be 690 or higher with few recent INQ as well as few recent accounts since it is TD.
Message 4 of 13
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Designer91
Frequent Contributor
‎08-04-2016 12:10 PM
‎08-04-2016 12:10 PM

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

So nobody has applied for this card yet to give us some data about what they're looking for to get instant approval???

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Closingracer99
Valued Contributor
‎08-04-2016 12:12 PM
‎08-04-2016 12:12 PM

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

@Designer91 wrote:

So nobody has applied for this card yet to give us some data about what they're looking for to get instant approval???

TBH I really don't need any more cards with the exception of a Jetblue card in my wishlist... My Citi Thank you premier and Chase Freedom is my daily drivers with some purchases to my Citi AAdvantage to keep my AA miles active.  Chase is my Costco card and my Ty premier is my daily driver.  The card looks good though .... If you have an ally account so just app for it if you want to know and tell us Smiley Tongue


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 6 of 13
lindsaydruart
Established Contributor
‎08-04-2016 04:19 PM
‎08-04-2016 04:19 PM

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

I applied and was declined on inquiries. It was an Experian pull.

Gardening since 12/15/2019. Goal 12/15/2021
FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
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Designer91
Frequent Contributor
‎08-04-2016 04:29 PM
‎08-04-2016 04:29 PM

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

Sorry to hear that!

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injustifiiable
Valued Contributor
‎08-05-2016 11:42 AM
‎08-05-2016 11:42 AM

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

@lindsaydruart wrote:

I applied and was declined on inquiries. It was an Experian pull.

Was also denied because of new accounts and INQ's...they also kick back a bankcard EX FICO on the denial notes, I believe. I don't have it in front of me.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
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longtimelurker
Epic Contributor
‎08-05-2016 01:00 PM
‎08-05-2016 01:00 PM

Re: Ally Cash back Visa-issued by TD bank - Anybody approved?

Card was discussed in other threads recently, e.g. http://ficoforums.myfico.com/t5/Credit-Cards/Ally-bank-Cash-rewards-Card/m-p/4656734#M1349312

 

Why is it attractive!

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