GoingTo800 - congrats! Love to hear these stories about NFCU. I'm joining this week and am super excited. Did you set up a checking and Direct Deposit as well?
I also want to app for the CC and LOC - may I ask what your income is that allowed you to get approved for 10k on the overdraft LOC?
Awesome - I've read in these forums that the LOC reports to all 3 CRA's as a revolving line of credit so it will greatly help with your overall util %. Hope you get a great CL on the CC. Which one did you app for?
Is this just a regular LOC that is linked to your account for overdraft protection? I can't imagine there are many people that need 10k solely in overdraft protection. If you have a $10,000 oversight in your monthly budgeting, you're doing something wrong! lol!
I was hoping you'd get 10-15k on the CC ... wonder if the BK affected the initial CL. Do you know if you're able to call NFCU and request they bump up the starting CL on the CC?
Congrats on the 10k LOC!