That is very disappointing. Anything negative in your history? Has your income increased greatly over the past few years? I'm assuming they looked at 2015 and 2016, which is why I ask. $800 would make me angry knowing that I had to wait 6 months!
I'm taking the plunge on SPG to ask for the full 3x to $63k next month, and hoping to cross the $100k mark in 2018, so the 4506-T talk is extremely interesting to me right now. I never bothered to ask for a CLI on my Blue all these years until late last year, so my real revolvers are only months old. DW has $59k or so on her two cards that she's opened in the past 18 months or so, and no 4506-T request yet. Our income is fairly high combined.
Question for both of you, if you don't mind - how long have you been continuous Amex customers, and how much average spend do you put through all of your Amex cards combined? Member Since 2002 here, and have averaged probably about $5-6k/monthly for the past few years and around $4k or so the decade+ prior to that.
Well how I got my MSD date of 1990 was AU on parents gold card I believe so not sure whether they really consider that, but myself for about 4 years of a member unless you want to consider a green card I also had in my name when I was 18 for about a year before I cancelled it? I typically run 300-500 only through a month on my Amex's, but have also put around 3kish on them per month at times, but fairly rarely. So fairly low spend for Amex standards although last time asked for a CLI on my only personal Amex being the ED card at 28k it was declined I am assuming due to spend (who can blame them 
) although not sure of exact reason although believe I am up to try again. Also have a 20k Business SPG, 10k SimplyCash and 15.4k Business Blue Plus so actually at at 73,400 exposure with quite honestly I am shocked by I have had my business incorporated for 16 approx years, but honestly it is just a company i can do 1099 work if needed and havent used it in YEARS so it is all based on my personal income and relationship with Amex. I don't carry any debt other than student loans and a car payment though so DTI is very good. Not sure if that helps either OP or you @K-in-Boston . Not sure why Amex has been so generous to me with all my other credit as well as I certainly use Chase a heck of alot more than Amex and just basically use Amex for sign-up bonuses and main reason to give them some spend is to say thank you as I value UR's more than MR's.
