No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Okay, I recently received a CLI from BofA in the amount of $5000. Experian and Transunion both show the new CL. However, EQ does not. Equifax is reporting the old CL, but in the "remarks" section, Eq states, "Amount in H/C column is credit limit." Get this, there's no HC column. There is, however, a limit column reporting the old limit.
The report lists the following columns:
Past Due
High Balance
Terms
Limit (here it lists my old CL)
Payment
Opened
Reported
Responsibility
I'm feel like I'm not getting credit for the CLI w/ EQ. Like, the EQ is listing the limit in some other category so the limit is not taken into consideration when calculating my score. Consequently, my score is suffering. Why would EQ do that? Am I being paranoid?
@Ausfarm wrote:Okay, I recently received a CLI from BofA in the amount of $5000. Experian and Transunion both show the new CL. However, EQ does not. Equifax is reporting the old CL, but in the "remarks" section, Eq states, "Amount in H/C column is credit limit." Get this, there's no HC column. There is, however, a limit column reporting the old limit... I feel like I'm not getting credit for the CLI w/ EQ. Like, the EQ is listing the limit in some other category so the limit is not taken into consideration when calculating my score. Consequently, my score is suffering. Why would EQ do that? Am I being paranoid?