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Am i going crazy or What?

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linux007969
Established Contributor

Am i going crazy or What?

Now that i have your attention..... lol Smiley Tongue

 

Last week i called credit solutions and asked for my paypal smart connect to go from $3k to $6k and upon the review the nice rep asked for my assets and she put it in and did more review and came back and denied and a letter will be sent so i'm awaiting a letter which may have me freaked out since they haven't asked for assets ever, so has me worried of AA......

 

So far my account is fine i have $3k out of $3k available so it might be a warning to not ask for more unless my income is higher.

 

Anyway, i was thinking if worst comes to worst if it gets closed by GE or even if i close it in fear of keeping my walmart card open, If i wanted to app (which i probably shouldn't) Which of the following should i app for?

 

Amex BCE

Barclay Rewards Mastercard

PNC CashBuilder

CapOne Spark (i know its a biz card and i know they pull from all 3)

 

I am asking for some advice so i don't do something i would regret later, as i have learned my lesson before as some of you guys know.


Rebuilding Credit since 2016
Debt: Almost $80,000
Message 1 of 12
11 REPLIES 11
Themanwhocan
Senior Contributor

Re: Am i going crazy or What?

Sallie Mae Rewards card.

 

https://www.salliemae.com/credit-cards/sallie-mae-card/





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 2 of 12
09Lexie
Moderator Emerita

Re: Am i going crazy or What?

Message 3 of 12
linux007969
Established Contributor

Re: Am i going crazy or What?


@09Lexie wrote:
How do you plan to use the card?

I have no really specific way as it would be one of my roating spending cards where i may charge something if it has a longer billing cycle than my other cards have at the current time and if it's not a gas, grocery, or special 5% cash back offer then i would either use it or my quicksilver. 


Rebuilding Credit since 2016
Debt: Almost $80,000
Message 4 of 12
09Lexie
Moderator Emerita

Re: Am i going crazy or What?

Your siggy asks for help to stay on track in the garden ...so I'll need a little but more convincing
Message 5 of 12
linux007969
Established Contributor

Re: Am i going crazy or What?


@09Lexie wrote:
Your siggy asks for help to stay on track in the garden ...so I'll need a little but more convincing

Thank you for keeping me from doing stupid things i would regret later!

 

The thing is though some of the heard pulls for BofA and Discover, that's not staying in the garden though.... is it?


Rebuilding Credit since 2016
Debt: Almost $80,000
Message 6 of 12
djc1puno
Valued Contributor

Re: Am i going crazy or What?

any hps would constitute leaving the garden if i recall correctly Smiley Sad



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 7 of 12
09Lexie
Moderator Emerita

Re: Am i going crazy or What?

Message 8 of 12
djc1puno
Valued Contributor

Re: Am i going crazy or What?


@09Lexie wrote:
You are correct - HP's for cc or CLI's

thanks lexie...i'm still feeling groggy so i wasn't sure my memory was working properly...lmao



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Message 9 of 12
Creditaddict
Legendary Contributor

Re: Am i going crazy or What?

Barclay and then spark
Message 10 of 12
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