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AmEX 3xCLI unanswered question

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Anonymous
Not applicable

AmEX 3xCLI unanswered question

I have read through a ton of threads about the AmEx 3xCLI but I haven't seen the answer to my questions.

1. Do people actually request 3xCLI on activation of the card? Or do you have to wait until day 61?

2. If requested upon activation and approved, do you do another at day 61 or wait until 180 days has passed?

3. If requested upon activation and denied, do you attempt again at day 61 or wait the 90 days?

 

Thanks in advance for you answers. My apologies if this is duplicate. I have been reading through threads for an hour and haven't seen solid answers, though I am sure I could have overlooked them.

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: AmEX 3xCLI unanswered question

1. Do people actually request 3xCLI on activation of the card? Or do you have to wait until day 61? -People are getting the 3xCLI on activation or you can wait- Your choice


2. If requested upon activation and approved, do you do another at day 61 or wait until 180 days has passed? - If approved you can request again in 180 days


3. If requested upon activation and denied, do you attempt again at day 61 or wait the 90 days? - If denied, you have to wait 90 days

Message 2 of 10
sultan33g
Contributor

Re: AmEX 3xCLI unanswered question

Answer to 1. YMMV but I have had success with a 3X CLI on activiation for 3 cards.

2. Once approved for one CLI you must wait 180 days.

 

3. I dont know

01/14/2015 Scores: EQ: 646 TU:667 EX: 663
03/23/15 Scores: EQ: 716 TU: 778 EX: 721

Goal Scores: 750


Message 3 of 10
Anonymous
Not applicable

Re: AmEX 3xCLI unanswered question

Thank you both for the quick answers!!

Message 4 of 10
Anonymous
Not applicable

Re: AmEX 3xCLI unanswered question

I got a 3xCLI about 2 weeks after activation. So yes you can Smiley Happy

Message 5 of 10
CreditCuriosity
Moderator Emeritus

Re: AmEX 3xCLI unanswered question


@Anonymous wrote:

1. Do people actually request 3xCLI on activation of the card? Or do you have to wait until day 61? -People are getting the 3xCLI on activation or you can wait- Your choice


2. If requested upon activation and approved, do you do another at day 61 or wait until 180 days has passed? - If approved you can request again in 180 days


3. If requested upon activation and denied, do you attempt again at day 61 or wait the 90 days? - If denied, you have to wait 90 days


Perfectly stated and very clear

Message 6 of 10
taxi818
Super Contributor

Re: AmEX 3xCLI unanswered question


@CreditCuriousity wrote:

@Anonymous wrote:

1. Do people actually request 3xCLI on activation of the card? Or do you have to wait until day 61? -People are getting the 3xCLI on activation or you can wait- Your choice


2. If requested upon activation and approved, do you do another at day 61 or wait until 180 days has passed? - If approved you can request again in 180 days


3. If requested upon activation and denied, do you attempt again at day 61 or wait the 90 days? - If denied, you have to wait 90 days


Perfectly stated and very clear


Exactly. As stated. And across all cards. Even if you apply for another new card. 180 if approved. 90 if denied 

Message 7 of 10
Slim1Der
Frequent Contributor

Re: AmEX 3xCLI unanswered question



3. If requested upon activation and denied, do you attempt again at day 61 or wait the 90 days? - If denied, you have to wait 90 days


90 days from the day you attempted it and were denied?

EX - 751 EQ - 732 TU - 752
Over $200k in revolving credit lines
10% Overall UTI
BK Discharge Jan 2009
Message 8 of 10
Anonymous
Not applicable

Re: AmEX 3xCLI unanswered question


@Slim1Der wrote:


3. If requested upon activation and denied, do you attempt again at day 61 or wait the 90 days? - If denied, you have to wait 90 days


90 days from the day you attempted it and were denied?


Yes

Message 9 of 10
celticslegends
Frequent Contributor

Re: AmEX 3xCLI unanswered question

I've had my account open over 90 days and can't get a CLI at all. I am having them review it by a real person, but looks like they won't budge with me. I pay the card in full every month and all of my other accounts are top notch. Not sure what they want from me. My experience with their customer support/new accounts people has not been good. They are the worst out of all my accounts.

Starting score from CU: (11/13) 520
Recent Scores: TU FICO 08 (7/15) 693; (8/15) 701 | EQ FICO 08 (7/15) 671 | EX FICO 08 (8/15) 684
Goal Score: (Oct '15) 700+
Cards: Cap 1 Venture Signature $5000 Limit | UFCU Visa Plat $4000 Limit | Cap 1 Quicksilver WMEC $5000 Limit | Walmart Store Card $6000 Limit | Amazon Prime Store Card $6000 Limit | Barclays Rewards $1500 Limit | Amex EveryDay Card $2000 Limit | Chase Slate $3000 Limit |
Message 10 of 10
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