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AmEX chance?

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Shawndoe79
Established Contributor

AmEX chance?

Do i have a chance for any amex card, didnt include them in my BK7?  scores are TU 655 EX 669 EQ 675

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 1 of 9
8 REPLIES 8
myjourney
Super Contributor

Re: AmEX chance?

Much more info needed 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 9
Anonymous
Not applicable

Re: AmEX chance?

American Express (Centurion Bank) wont approve you with a bankruptcy showing on your reports.

Message 3 of 9
Anonymous
Not applicable

Re: AmEX chance?


@Shawndoe79 wrote:

Do i have a chance for any amex card, didnt include them in my BK7?  scores are TU 655 EX 669 EQ 675


Sure. It could be 0.00001% or 80%, depending on the circumstances. At the very least, we'll need to know when the BK was and what card you're applying for.

Message 4 of 9
Anonymous
Not applicable

Re: AmEX chance?


@Anonymous wrote:

@Shawndoe79 wrote:

Do i have a chance for any amex card, didnt include them in my BK7?  scores are TU 655 EX 669 EQ 675


Sure. It could be 0.00001% or 80%, depending on the circumstances. At the very least, we'll need to know when the BK was and what card you're applying for.


His BK was in 2015.  It's 0% with Centurion

Message 5 of 9
Anonymous
Not applicable

Re: AmEX chance?


@Anonymous wrote:

@Anonymous wrote:

@Shawndoe79 wrote:

Do i have a chance for any amex card, didnt include them in my BK7?  scores are TU 655 EX 669 EQ 675


Sure. It could be 0.00001% or 80%, depending on the circumstances. At the very least, we'll need to know when the BK was and what card you're applying for.


His BK was in 2015.  It's 0% with Centurion


Fair enough. I would probably focus on getting rid of Fingerhut and Credit One before anything else, since OP has a QS with a decent limit. I was wondering if there was a small chance with, say, a Delta PRG. But you're right, he probably needs to wait another year or two.

Message 6 of 9
Shawndoe79
Established Contributor

Re: AmEX chance?

Thanks for the responses, I was just wondering since I see people getting back with AMEX after including them in BK, so I figured I had a chance since I didnt include them.

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 7 of 9
Anonymous
Not applicable

Re: AmEX chance?

Amex wants at least 5 years between you and your BK from what I've read.
Message 8 of 9
Shawndoe79
Established Contributor

Re: AmEX chance?

ok good to know

Current Scores EQ 689| EX 688| TU 679
Comenity 57.5k| Navy Fed 52.5k| Capital One 32.3k| Synchrony 23k| BBVA Compass 5.5k| First Commerce 4k| Barclays 1.9k|
GARDENING UNTIL APPING....
Message 9 of 9
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