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AmEx Blacklist

WBLAKE
Frequent Contributor

AmEx Blacklist

Good Afternoon,
 
I had an AmEx card about 17 years ago.  The relationship ended badly, but I paid everything that I owe.  The info no longer appears on my credit reports.  I was recently declined for the Sky Miles card, but I see folks on here being approved with scores which are much lower than mine.  My question is could I have been denied because the old card, but they reason used have been something else.
 
WBLAKE
TU 670
EQ 670
EX 617
JFCU $5,000
JFCU AUto Loan $11,000
Jet Blue Amex $2,000
BOA 3,500
Best Buy Store Card $2,200
Kay Jewlers $3,200
Message 1 of 4
3 REPLIES 3
Brammy
Moderator Emeritus

Re: AmEx Blacklist



WBLAKE wrote:
Good Afternoon,
 
I had an AmEx card about 17 years ago.  The relationship ended badly, but I paid everything that I owe.  The info no longer appears on my credit reports.  I was recently declined for the Sky Miles card, but I see folks on here being approved with scores which are much lower than mine.  My question is could I have been denied because the old card, but they reason used have been something else.
 
WBLAKE


 
Amex will blacklist you but I only heard about it if you have included them in BK. Call a rep and ask how to re-establish your relationship

Message 2 of 4
WBLAKE
Frequent Contributor

Re: AmEx Blacklist

What reason will be on the letter if I am being denied because of the old card?  
TU 670
EQ 670
EX 617
JFCU $5,000
JFCU AUto Loan $11,000
Jet Blue Amex $2,000
BOA 3,500
Best Buy Store Card $2,200
Kay Jewlers $3,200
Message 3 of 4
Brammy
Moderator Emeritus

Re: AmEx Blacklist



WBLAKE wrote:
What reason will be on the letter if I am being denied because of the old card?  


 
More than likely it will say just that.  Something along the lines of 'Former account not cosed in good standing'.  Amex does make exceptions...call them. Theywere inviting cardholders who left on less than favorableterms back with a rehab card at one time.
 
Did you BK on them?



Message Edited by Brammy on 09-01-2007 08:22 AM
Message 4 of 4
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