AmEx Blue - significant negative balance

[cmm89]

Hi all,

I recently PC'd from the Delta AmEx Platinum to the Delta AmEx Blue; the Plat was at a $0 balance and I was owed an AF adjustment which came out to be $57.16, currently sitting as a negative balance on the card.  I downgraded because I have Platinum Honors with Merrill and their entire suite of cards (incl. Premium Rewards as of recently, still working on SUB), along with the CSR, which has rendered the card moot at this point.  Will AmEx at some point issue a check?  Or will it sit there?

Thx in advance!  cmm89

[MrDisco99]

You might want to call them to get them to send you the balance.  Or just use the card to get $57 worth of free stuff.

[FinStar]

In addition to the options mentioned above, you can have the credit balance deposited into your deposit account via ACH if you prefer vs waiting for a check. Otherwise, if you do nothing, they'll just automatically send you a check after 60 days. 

[cmm89]

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@FinStar wrote:

In addition to the the options mentioned above, you can have the credit balance deposited into your deposit account via ACH if you prefer vs waiting for a check. Otherwise, if you do nothing, they'll automatically send you a check after 60 days. 

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Awesome.  Thanks for the quick responses!  @MrDisco99 I appreciate your insight, too.

@FinStarthis issue has been resolved.  You can go ahead and close this thread.

cmm89