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AmEx Maximum amount of lending products?

FinStar
Moderator

Re: AmEx Maximum amount of lending products?


@wasCB14 wrote:

@FinStaris somewhere around 12 revolvers...but with unusually high income and scores.

 

The exact criteria for exceeding 5 without the Hilton loophole or anything similar aren't clear.


Yup. Guilty!  I'm due to consolidate a few revolvers this year.  Well, before my next diddy 😜

 

IIRC, I can't recall off hand the number, but I think @Mahraja has several AmEx revolvers as well. 

Message 11 of 27
JNA1
Valued Contributor

Re: AmEx Maximum amount of lending products?


@AverageJoesCredit wrote:

@JNA1 wrote:
So I gotta ask Joe - Whydontchu have your cards listed in your sig? Is it because of the time it would take to list them or fear that the MyFico servers would crash??? Smiley Wink Smiley Happy

I used to have them. Id go through a bad spell and take it out on my siggySmiley Wink. I normally paid @UncleB and @Jago22 in kudos to build mine lol. Im not adverse to putting one back but there has to be a demand lolSmiley Wink



Smiley Happy

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My credit card journey started 3/2018


Hover over cards to see limits and usage.
Total CL - $225,950
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Message 12 of 27
Janus
Senior Contributor

Re: AmEx Maximum amount of lending products?


@Jago22 wrote:

I have 6 revolvers, basic income and was under 680 EX8 when i got most of them in the past year a half.   Just depends on how Amex feels about your profile when you app i guess.   the last four i did same day double approvals, so that might have factored into getting 6. 


If you don't mind my asking, what exactly is basic income? I've heard of low Income Earners and High Income Earners, but never basic.

I'm just curious if I might have a shot at the 6th with um say average income and 770 score. 

That said i'll probably close one anyways to do away with excess AF.

 

BTW, I miss AJC's lineup. Mostly that rocking CL at a lingerie store. Smiley Tongue






Message 13 of 27
Jago22
Community Leader
Super Contributor

Re: AmEx Maximum amount of lending products?


@Janus wrote:

@Jago22 wrote:

I have 6 revolvers, basic income and was under 680 EX8 when i got most of them in the past year a half.   Just depends on how Amex feels about your profile when you app i guess.   the last four i did same day double approvals, so that might have factored into getting 6. 


If you don't mind my asking, what exactly is basic income? I've heard of low Income Earners and High Income Earners, but never basic.

I'm just curious if I might have a shot at the 6th with um say average income and 770 score. 

That said i'll probably close one anyways to do away with excess AF.

 

BTW, I miss AJC's lineup. Mostly that rocking CL at a lingerie store. Smiley Tongue


@Janus  You are allowed to ask me anything, hope my answer while not exact helps explain somewhat.  I'm an LIE'er  (low income earner)  but just high enough that uncle sam won't help me either. Not that i would ask, since i beleive programs are to help people who can't help themselves, and not to be abused.   Until more recently, and i'd say why i have all that i have even with lower scores and income, i had DTI of 15-17% overall.   





Message 14 of 27
Janus
Senior Contributor

Re: AmEx Maximum amount of lending products?

Interesting. Thanks for the DP's! 






Message 15 of 27
AverageJoesCredit
Mega Contributor

Re: AmEx Maximum amount of lending products?

Lol @Janus , you'd be disappointed in my siggy now, Zales and Gordons are long gone, never had Vicky, but id guess my new addition would look nice. Ill leave it up to @M_Smart007  to decide if he wants the aversge siggy back or notSmiley Wink

Message 16 of 27
JNA1
Valued Contributor

Re: AmEx Maximum amount of lending products?


@AverageJoesCredit wrote:

Lol @Janus , you'd be disappointed in my siggy now, Zales and Gordons are long gone, never had Vicky, but id guess my new addition would look nice. Ill leave it up to @M_Smart007  to decide if he wants the aversge siggy back or notSmiley Wink


 

M_Smart007! M_Smart007! M_Smart007!! Smiley Happy
My credit card journey started 3/2018


Hover over cards to see limits and usage.
Total CL - $225,950
Cash Back and SUBs earned as of 6/1/21- $6336.35

CU Memberships

Goal Cards:


Message 17 of 27
Jago22
Community Leader
Super Contributor

Re: AmEx Maximum amount of lending products?


@JNA1 wrote:

@AverageJoesCredit wrote:

Lol @Janus , you'd be disappointed in my siggy now, Zales and Gordons are long gone, never had Vicky, but id guess my new addition would look nice. Ill leave it up to @M_Smart007  to decide if he wants the aversge siggy back or notSmiley Wink


 

M_Smart007! M_Smart007! M_Smart007!! Smiley Happy

@M_Smart007    Just to help you out. 





Message 18 of 27
M_Smart007
Epic Contributor

Re: AmEx Maximum amount of lending products?

 

 

Message 19 of 27
M_Smart007
Epic Contributor

Re: AmEx Maximum amount of lending products?


@AverageJoesCredit wrote:

Lol @Janus , you'd be disappointed in my siggy now, Zales and Gordons are long gone, never had Vicky, but id guess my new addition would look nice. Ill leave it up to @M_Smart007  to decide if he wants the aversge siggy back or notSmiley Wink


I like it the way it isSmiley Wink .. but if Joe need and addition, glad to host the ImageSmiley Happy

 

 

Message 20 of 27
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