AmEx Zync approved!

[Repo-ed]

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@LS2982 wrote:

The BCE is in my crosshairs 1 year from now!!!! I want to cherish my Zync card and let it grow.......................................

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and so it has already begun, lol

[bichonmom]

Congrats! It's a cool-looking card!

[amercnchopz34]

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@Eschaton wrote:

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@amercnchopz34 wrote:

Maybe someday I will get mine and join the AMEX family...

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Have you applied recently man? I have a super thin file and I had some baddies back in 2005-2008 (I had no history credit back then and it ended up as wage garnishment, so you can say I had a really bad start.) After having this Capital One card for a year with perfect use, I managed to get approved.. I don't see it being too far out of reach for you with your credit score.

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I have a Bk from 2005....great history since then...I baddie left beside the bk showing..the collection will drop off in December...will have 3 inq on exp....will try..maybe get an early Christmas present

[xlr8d]

Congrats, I'm gonna try for the BCE in june(13 months) also

[LS2982]

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@Repo-ed wrote:

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@LS2982 wrote:

The BCE is in my crosshairs 1 year from now!!!! I want to cherish my Zync card and let it grow.......................................

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and so it has already begun, lol

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You have to have to end goal for your gardening. The BCE is it.

[amercnchopz34]

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@amercnchopz34 wrote:

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@Eschaton wrote:

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@amercnchopz34 wrote:

Maybe someday I will get mine and join the AMEX family...

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Have you applied recently man? I have a super thin file and I had some baddies back in 2005-2008 (I had no history credit back then and it ended up as wage garnishment, so you can say I had a really bad start.) After having this Capital One card for a year with perfect use, I managed to get approved.. I don't see it being too far out of reach for you with your credit score.

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I have a Bk from 2005....great history since then...I baddie left beside the bk showing..the collection will drop off in December...will have 3 inq on exp....will try..maybe get an early Christmas present

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I apped in November and I was denied because of BK

[LS2982]

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@amercnchopz34 wrote:

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@amercnchopz34 wrote:

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@Eschaton wrote:

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@amercnchopz34 wrote:

Maybe someday I will get mine and join the AMEX family...

---

Have you applied recently man? I have a super thin file and I had some baddies back in 2005-2008 (I had no history credit back then and it ended up as wage garnishment, so you can say I had a really bad start.) After having this Capital One card for a year with perfect use, I managed to get approved.. I don't see it being too far out of reach for you with your credit score.

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I have a Bk from 2005....great history since then...I baddie left beside the bk showing..the collection will drop off in December...will have 3 inq on exp....will try..maybe get an early Christmas present

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I apped in November and I was denied because of BK

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So you'vealready apped in the past for Zync and declined for BK??

[amercnchopz34]

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@LS2982 wrote:

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@amercnchopz34 wrote:

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@amercnchopz34 wrote:

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@Eschaton wrote:

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@amercnchopz34 wrote:

Maybe someday I will get mine and join the AMEX family...

---

Have you applied recently man? I have a super thin file and I had some baddies back in 2005-2008 (I had no history credit back then and it ended up as wage garnishment, so you can say I had a really bad start.) After having this Capital One card for a year with perfect use, I managed to get approved.. I don't see it being too far out of reach for you with your credit score.

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I have a Bk from 2005....great history since then...I baddie left beside the bk showing..the collection will drop off in December...will have 3 inq on exp....will try..maybe get an early Christmas present

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I apped in November and I was denied because of BK

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So you'vealready apped in the past for Zync and declined for BK??

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Actually,I applied for a AMEX card in general before I knew what they all were......In November....I tried to call them but no record of app on file.....I think it wa a green but not sure

[amercnchopz34]

Answer to your question is no I don't believe it was a Zync

[LS2982]

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@amercnchopz34 wrote:
Answer to your question is no I don't believe it was a Zync

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When does your BK fall off??