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Amazon Prime Store Card Credit Builder

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Valued Contributor

Re: Amazon secured store card by sync ??

Is the secured option offered after you are approved or can you select to apply for the secured option?

Synchrony rejected me about a year ago for an Amazon card and I don’t remember seeing a secured option.

Message 31 of 62
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Established Contributor

Re: Amazon secured store card by sync ??

Here is the link to it https://www.amazon.com/iss/credit/creditbuilder?pr=conplcc&ref_=pe_2954220_357786980





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Message 32 of 62
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Valued Member

Re: Amazon secured store card by sync ??

Which report did they pull? I have 5 pulls on Experian but only 1 each on TU and EQ...I don’t want anymore pulls on Experian. Thanks.

Message 33 of 62
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Established Contributor

Re: Amazon secured store card by sync ??

They pulled my TransUnion.





Starting Score: 494 503 521
Current Score: 503 507 507 2/19
Goal Score: 680


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Message 34 of 62
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Super Contributor

Re: Amazon secured store card by sync ??

Synchrony is a known TU puller. 

Message 35 of 62
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Valued Contributor

Re: Amazon secured store card by sync ??

I think it’s regional. Where I live everyone pulls Experian. I just checked my report and for my Amazon app in 2018, Synchrony pulled Experian.

The only time I get pulls on my other reports is if a creditor pulls multiple reports like Capital One.

Message 36 of 62
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Community Leader
Mega Contributor

Re: Amazon secured store card by sync ??

Sync likes TU but have been known to pull Ex . Eq is more a long shot
Message 37 of 62
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Frequent Contributor

Re: Amazon secured store card by sync ??

My trigger finger is itchy on this one! I have Amazon scheduled for January 2020. This is only because I planned a new Navy card this year, which I have passed on since I got a massive 91/3 increase. So, I've got an app to spare. Kinda 😁

I would actually prefer the credit builder version so I can test their graduation scenarios. Knowing my luck I'd end up getting approved for the unsecured version....lol...

Someone please talk me off the ledge!! 👥

06.2019

03.2018

NFCU CLOC: $15,000
Message 38 of 62
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Senior Contributor

Re: Amazon secured store card by sync ??


@n_la wrote:
My trigger finger is itchy on this one! I have Amazon scheduled for January 2020. This is only because I planned a new Navy card this year, which I have passed on since I got a massive 91/3 increase. So, I've got an app to spare. Kinda 😁

I would actually prefer the credit builder version so I can test their graduation scenarios. Knowing my luck I'd end up getting approved for the unsecured version....lol...

Someone please talk me off the ledge!! 👥

Why would you prefe to tie up your money on a deposit rather than get an unsecured card?


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Message 39 of 62
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Frequent Contributor

Re: Amazon secured store card by sync ??

As I said, a test. I'd like to see how, if, when it graduates with my own spending patterns.

Obvious point well taken though. Thanks!


06.2019

03.2018

NFCU CLOC: $15,000
Message 40 of 62
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