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Applied earlier and got a 30 day wait. Called the auto-line and was told 7-10 days. In the process of rebuilding my credit and have some bad stuff on over 12 months ago.
Why the bleeps? Approved with a BoA card with 1.5k a week ago. Have a CapOne card with 13% util on 4.5k.
Credit Karma says I have a score of 747.
Experian: 689
Not to sound like an idiot, but I've never recon'ed before. New to all of this?
Do I just call and ask whats up? Have I already been denied and I'm asking them to reconsider?
You will need to speak with somebody of some authority. You might need to look up a good phone number to reach somebody in a high department. Explain to them the baddies on your report, and hope 4 the best.
+1
just look-up the amazon backdoor number on this site and call them.
Say you would like **bleep**-you and hang-up.
If they say yes, they may ask you some clarifying questions regarding the reasons the computer denied you at first.