America first fcu

[baller4life]

[baller4life]

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@Anonymous wrote:
I've been using them as my primary for 9 years. Absolutely pleased, but I'm not sure what you guys would want to know?

They don't have any good rewards cards but their low APR Visa platinum seems great for those times when someone needs to carry a balance.

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Thanks for posting. Are they generous with limits?

[Anonymous]

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@baller4life wrote:

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@Anonymous wrote:
I've been using them as my primary for 9 years. Absolutely pleased, but I'm not sure what you guys would want to know?

They don't have any good rewards cards but their low APR Visa platinum seems great for those times when someone needs to carry a balance.

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Thanks for posting. Are they generous with limits?

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Not that I've seen from my own experience, or that of my family members who also bank with them but YMMV. The main selling points to me are low auto loan APRs and the low APR on their Visa Platinum, which I think can have as low as 6.99% APR.

[galahad15]

After taking a look at the American First FCU cc rates, all I can say is meh - lol, j/k    To be fair, while the rates themselves are impressive, you can still potentially get better rates at Western/Unify FCU (variable-rate card as low as 5.24% V, also option for fixed-rate card as low as 8.99% F publicly advertised).

[ddemari]

I took a look at their application. And after you enter all the info and keep progressing on the pages, it asks you about products and you select and at the bottom it says, a representative will call you about these products. I immediately shut down my applicaiton which I was going to probably do anyways but that helped a lot. 

[woodyman100]

I did the same thing. I don't want any sales calls.

[FinStar]

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@baller4life wrote:
Haha I feel ya. But, you found it. Sooooo, you know the drill. Where's Finstar? Maybe we can talk him into being our GP. LOL

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Oh dear.  I just don't know    I'm thinking they will laugh and issue me one for $500, you know... the risk is....well, huge for them   I'm gonna ponder on this one.  Any more GP's?   Does this one quack? LOL

[baller4life]

Lmao. Well they have 7 times more assets than OCCU. Sooo I doubt they quack lol. But you're right. Your massive portfolio might scare the hell out of them.

[FinStar]

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@baller4life wrote:
Lmao. Well they have 7 times more assets than OCCU. Sooo I doubt they quack lol. But you're right. Your massive portfolio might scare the hell out of them.

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I'm going to do a little research on this one and see what I can come up.  I can always entertain a circus!!   Yes, on the surface, it doesn't appear like the quacks of OCCU.

[Creditfan1234]

This is a huge CU in Utah, almost everyone get's an Auto loan through them or one that is called Mountain America CU. They are pretty much the same thing and i believe they have the same or close to the same amount in assets.