Watch it with American Eagle they are tough to pay online. My wife is having a bad experience with them. We do all payment via the internet. We had to brake out the old check book (dust and all) to make sure we would not be charged a late fee (200 CL). Like everyone has said...very liittle in credit limit allows them to charge over credit limit fee. Not too mention the fact that they charge you if you call up to make a payment. And they make it extremely difficult to pay online.
Dont fall in to the trap. She has it PIF and we are not using it. Its in a draw collecting dust.