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American Express Blue Cash Everyday FICO score

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Anonymous
Not applicable

Re: American Express Blue Cash Everyday FICO score

765 on Discover Scorecard which I was told  here is a legit Fico..but in my case is ridiculous and a mistake on my reports working in my favor.
Pre-qualified on their website 6 months after my Crap1 Secured..which was my only card.
Applied on the 7 month mark and got in.

Message 31 of 46
Shadowfactor
Valued Contributor

Re: American Express Blue Cash Everyday FICO score

657 EX and 667 TU
Declined for score being to low.




Total Revolving Limits $254,800

Message 32 of 46
Anonymous
Not applicable

Re: American Express Blue Cash Everyday FICO score

I was at 671 got 2 amex cards with that score blue cash and everyday card 1000 each
Message 33 of 46
Anonymous
Not applicable

Re: American Express Blue Cash Everyday FICO score

Congratulation's!!Smiley Happy

Message 34 of 46
TaterDawg
New Contributor

Re: American Express Blue Cash Everyday FICO score

Approved with an EX 753.  Gave me a Limit of $10,400, however that included moving $4400 over from my AMEX ED card, which I did not know until my card arrived.

As of 12/11/2023: FICO8- EQ- 828, TU-820, EX-810 - FICO9- EQ- 853, TU- 851, EX- 820 - FICO10- EQ- 822, TU-815, EX-787

* DCU Platinum $10K * USAA Rewards Sig Visa $18k * Chase Amazon Rewards Visa $7k * Kohls $3k * Amazon Store $10k * Citi DC $5.8k * Discover IT $5.8k * AmEx EveryDay $4.1k * Chase Freedom $3k * CapOne WEMC $10k * Barclay Cashforward $6.9k * Citi Premier $3.6k * USAA AmEx Cashback Rewards $18k * BoA Platinum Plus $15k * USBank Kroger 1-2-3 $10.5k * Amex Hilton Honors $8.7k * PenFed Platinum Rewards $10k * PayPal Credit $5.3k * NFCU GoRewards $18.6k * Walmart MC $10k * AMEX BCP $5K * 5/3 Bank Truly Simple $4.5k * AMEX Gold* CapOne Venture $10K* Chase Southwest RR $7.9k* Citi Costco $7k* Sam's Club MC $10k*
Message 35 of 46
Anonymous
Not applicable

Re: American Express Blue Cash Everyday FICO score

I had a prequal for the Blue Cash Preferrred, but only got approved for $2,000.00

 

My EX is 760, income is $155k, my utilization hovers between 2% and 10% depending on when my statements cut, and I PIF all my accounts every month.

 

They have an internal risk model that is very strict.  I am running a lot through it, so I've been paying the card frequently.  I'm willing to wait this one out to get a decent CL.  Hopefully I can grab the 3X on my 61 day anniversary!

Message 36 of 46
Anonymous
Not applicable

Re: American Express Blue Cash Everyday FICO score

If you don't mine me asking, what limit did they prove you for?

Message 37 of 46
AppHappyTog
Regular Contributor

Re: American Express Blue Cash Everyday FICO score

Approved at 672. Prequals finally popped up for me when I crossed the 670’s.



Current Scores 4/18: EQ8 645/EQ9 686/TU 664/EX 682
Starting Scores 10/17: EQ 590 /TU 592/EX 560
AAoA: 3y6mo
Message 38 of 46
Anonymous
Not applicable

Re: American Express Blue Cash Everyday FICO score

Last year  down to this same week  I started  my credit rebuild journey . My scores were 558 EXP, 565 TU,  and 533 EQ. A year later I decided to test my luck and check the pre-qual page to see if I had any offers.  I tried a few times last year with their prequal and apping but was denied or had no offers.

 

As of last night my latest scores before applying were  654 exp, 650 TU, and 633 EQ. 

 

To my surprise i was prequaled for the Everyday, BlueCash Everyday, and the AMEX Green Card.  i could probably app again but not sure if i want to.  I'm just going to be patient and let this grow

 

I opted for BCE with a $500 starting limit and i dont think i had any intro offers and probably are enrolled in their version of credit steps, but im still planning on the 3x CLI at the 62nd day mark.

Message 39 of 46
Anonymous
Not applicable

Re: American Express Blue Cash Everyday FICO score

Nice. For some reason the BEC card does not come up for me with the pre qual even though I have a 753 FICO 8 score.  

Message 40 of 46
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