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@mazinaige wrote:
I live in the Upper Peninsula of Michigan (almost into Canada). The nearest Starbucks is over 100 miles away. There aren't any 'nice' restaurants around here. I am wondering if I should make my first purchase online at starbucksstore.com, or if I should make the first purchase at a family run gas station, or the world famous Shell gas station.
Amex's first purchase modeling is very real and should be taken serious if you take your credit future with them serious, so it's good that you're asking.
I would avoid anything online as your first purchase. Fuel stations are iffy. A good bet is to make your first purchase at any restaurant that doesn't fall into the "golden arches in the front" category. Any mom/pop diner or restaurant will do. Congrats on the Blue Cash!
@TangMeister wrote:
Amex's first purchase modeling is very real and should be taken serious if you take your credit future with them serious, so it's good that you're asking.
I would avoid anything online as your first purchase. Fuel stations are iffy. A good bet is to make your first purchase at any restaurant that doesn't fall into the "golden arches in the front" category. Any mom/pop diner or restaurant will do. Congrats on the Blue Cash!
Is this a joke?
@LynetteM wrote:
@TangMeister wrote:
Amex's first purchase modeling is very real and should be taken serious if you take your credit future with them serious, so it's good that you're asking.
I would avoid anything online as your first purchase. Fuel stations are iffy. A good bet is to make your first purchase at any restaurant that doesn't fall into the "golden arches in the front" category. Any mom/pop diner or restaurant will do. Congrats on the Blue Cash!
Is this a joke?
I hope so and if not this just reminded me why my Amex card gets no luvin'. What a trivial concept to base anything about customers on!
Ohhh Ohhh LOL I used my AMEX Gold at "The Golden Arches" a bunch of times. Am I in trouble?
JK I could care less I do it for convinience if it ever would cause a problem I would give my business to someone else.................Discover is in the background waiting.
@LynetteM wrote:
@TangMeister wrote:
Amex's first purchase modeling is very real and should be taken serious if you take your credit future with them serious, so it's good that you're asking.
I would avoid anything online as your first purchase. Fuel stations are iffy. A good bet is to make your first purchase at any restaurant that doesn't fall into the "golden arches in the front" category. Any mom/pop diner or restaurant will do. Congrats on the Blue Cash!
Is this a joke?
NOPE!
So is Citi going to look at me funny because I went to Stop and Shop and used my Citi Forward card for its first purchase last month? Oh man I should
have went to an over priced high end organic grocery store.