@Anonymous wrote:
I see.
Its a 'Plus' score from each bureau.
It sayson the site;
"Your PLUS Score is formulated using the information in your credit file. Your PLUS Score can range between 330 and 830, with a higher score indicating a lower risk."
I wonder where those numbers put me overall ?
I think my score dropped some because Ive applied for a couple more cards and shut down some older ones that were 'crap' (Household & Chase)
Unfortunately none of your scores are FICO scores. There is no 3 in 1 monitoring service that sells FICO scores at this time. Here is what Experian itself says about the "Plus" score:
"The PLUS Score, with scores ranging from 330 to 830, is a user-friendly credit score model developed by Experian to help you see and understand how lenders view your credit worthiness. It is not used by lenders".
No one has been able to buy their own Experian FICO score since February of 2009. Creditors can pull Experian and also there is a CU (PSECU) in Pennsylvania that supplies that information to it's members only. You can only buy true FICO scores at a few places. One place is here at myFICO. I suggest you do an internet search for "myfico discount codes" to save a little money.
At one time you could also purchase your Transunion score at transunioncs.com but that site seems to have stopped doing that. Equifax will still sell you a FICO score but you have to look very hard to find it. You can get to it here: www.equifax.com/myfico-products.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Starting Score: 703
