American Express Goes Sub-Prime Part Deux

[marty56]

Just got a Gold Rewards Card offer with a $125 anual fee.  It came with a gold magnet which has just joined it's Green Rewards card sibiling on my fridge door.

I can't imagine why they would want me back after they Universal Defaulted my butt 5 years ago when I started the DMP.  I guess they dont like my FICO score progress and want to add a hard INQ to my CR after they reject my approval of their offer.

I wonder what their next offer will be.  Blackmail in telling people how I really got my DVD collection.

[Red1Blue]

I am waiting to see if they would give me a Platinum Card. They did a hard inq on my CR couple of days ago. Let me wait and see if they would send one to me.

[Anonymous]

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marty56 wrote:

Just got a Gold Rewards Card offer with a $125 anual fee.  It came with a gold magnet which has just joined it's Green Rewards card sibiling on my fridge door.

I can't imagine why they would want me back after they Universal Defaulted my butt 5 years ago when I started the DMP.  I guess they dont like my FICO score progress and want to add a hard INQ to my CR after they reject my approval of their offer.

I wonder what their next offer will be.  Blackmail in telling people how I really got my DVD collection.

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LOL.  I like this post.

Hmmm....their next offer?  I'm sure it won't be to close all your accounts due to baddies that are scheduled to fall off in 2 months and were there when you were approved in the first place.  That wouldn't make any sense.

They are weird lately.

[haulingthescoreup]

marty, have you ever called them and asked if you truly are on their permanent fecal chart? I understand that you're still mad about what they (and BofA, wasn't it?) did when you went into a DMP, but after 5 years, they might consider you to be OK again. Your scores should make them purr.

If you keep grinding your teeth like this, you'll be eating jello in 6 months! (joke)

[Anonymous]

Where is my magnet?

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marty56 wrote:

Just got a Gold Rewards Card offer with a $125 anual fee.  It came with a gold magnet which has just joined it's Green Rewards card sibiling on my fridge door.

I can't imagine why they would want me back after they Universal Defaulted my butt 5 years ago when I started the DMP.  I guess they dont like my FICO score progress and want to add a hard INQ to my CR after they reject my approval of their offer.

I wonder what their next offer will be.  Blackmail in telling people how I really got my DVD collection.

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[marty56]

Honestly I dont think the AE card would do much for me credit wise and if I needed more credit, I probably would try a Chase or perhaps Citibank,  I had 2 accounts by Citibank in the DMP but they both had perfect payment histories

 My active accounts are a Chevron, Sams and national City Visa card.  I also have an open Bill Me Latter account which did a hard INQ when I opened it but hasnt showed up on my CR as yet and someone here said it probably wouldnt as long as I pay before the due date which is July 09.

I will wait till April when one of the 2 INQs on TU dont count anymore and see what my score is by then to see what I need to do next.