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Seems like AmEx is on the ball, made my first payment thru American Express with my Chase Bank info and it was withdrawn the same day, usually it takes atleast til the next day for payments
Is this the norm? Its nice as I can expect it to clear the same day I hope
My payments do not clear my bank (BOA) until the next day though the payment is reflected in my Amex balance right away.
@CreditControl wrote:My payments do not clear my bank (BOA) until the next day though the payment is reflected in my Amex balance right away.
Same here but I bank with Capital One 360.
I've also noticed how fast Amex is. Way faster than any oth cc vendor that I know of. They'll credit the payment on "available credit" and send an email saying they've received it even before posting it as a payment on their website and even before the bank clears it.
@Gunnar419 wrote:I've also noticed how fast Amex is. Way faster than any oth cc vendor that I know of. They'll credit the payment on "available credit" and send an email saying they've received it even before posting it as a payment on their website and even before the bank clears it.
If you have Chase accounts, payment usually immediately. You will see the updated amount in available credit right away.
One nice thing about Chase is they do account update at 10pm ET weekday instead of midnight.
If you have a Chase checking & Chase credit card account (CSP, CS, Freedom, Slate, etc.) payment will post immediately and reflect in your available credit.
Also, I find that my payments are expedited when using it to pay my CapOne, AMEX, ad Discover bills also. Not sure if it's because of the chase checking or not.
& Welcome to AMEX!
mine post the next day, but I think its more likely on my bank does a batch process that does electronic transactions because my Paycheck and every other billed paid happens right around 8am everyday... never any other time, except for ATM transactions.
Not sure about checks because I haven't written one in years... Don't even have any blank checks to try.