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Hi,
Internal scoring system? Do you mean that they might base it approval, or denial on what they physically see in the report? as well as the FICO ?
Thank you
Hi,
Oi cee, thanks alot !
Almost every CCC has some sort of internal score algorithm, where they evaluate what's on your report. So some won't touch you with a BK, others if you have too many lates, etc., regardless of your FICO scores.
If there are any banks left that loan solely on the basis of FICO's, they're fools.
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Yes you are right, Citibank is one of them..
Hi,
Thanks! this helped alot.