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I have a personal Amex green card and the business Plum card. Fico Experian score was around 720 when approved and my utilization was pretty low, around 10%. I believe this is a big factor for Amex approval.
Good luck!
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
Myficoaddict
I understand your frustration but, this credit life is a game. Don't cry when things do not go right PLAY THE GAME. you stand to lose a lot more than AMEX. If they consider you to be a risk they will be too happy to se you gone . Within 20sec flat they will divide your CL onto 10 new account. Telephone hostility is not the answer and remember AMEX has the memory of an elephant!!!
but your post was still funny
Uncle-money you cannot be complete without the amex BLACK come on now!!!
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
CW, I know what you mean but its just ridiculous with this AMEX and from what I have read here and creditboards they are really **bleep**ty about approvals - like I said I had a 725 EX and around 10% util but still nada and that too already having a blue for almost 2 years with NO LATES what so ever. Hey man - the way I look at is if they dont want my business they can go you know where - lol!
Besides, I think I am done apping for another year and I pay in full anyways and the cards I have now will keep me going so AMEX can forget about me using their card or apping for another one - NOT GONNA HAPPEN MAN - hehe! I wont make the call very hostile - just pass my message along, record it and put it up here! lol
Uncle Money,
You should get the AMEX black and The black card from visa...