Okay... So my creditkarma said that my score was good enough to get an AMEX card (751). So I done the little preapproval app. (where you put in your ssn and they say...) well it said I wasn't approved. This was not supposed to do a hard pull but it still shows up on my report! So I called them and asked why it shows as well as why I was denied. They said that my credit history wasn't strong enough (oldest age of account 15yrs) and that I would receive a letter with more detail. Well two months have passed and no "detail" has been in the mail. Should I send them a letter disputing the inquiry? Anyone has any luck with this?
Does anyone have an address on American Express? I would like to dispute a hard pull and need to know where to send a Hard Pull dispute letter?
The 751 score you got is not a reliable indicator of where your credit situation is really at.
I think I'd simply move on, and not dispute the inquiry.
Anytime that you apply for a credit card it will result in a hard pull, almost without exception. There's really nothing to dispute, since you applied for a credit card.
Also I will move this to the credit cards forum.
I'm confused... you applied for credit (according to your other thread) and received an inq. Were you told that it would NOT be a HP? Not judging, just curious as to the dispute of a legit inq. Does that work?