@Anonymous wrote:
Recently I got approved for Ameriprise World Elite MC. I want to apply for Barclay's now and not sure if they will look at my Ameriprise card as at credit with Barclay's even though this is a different bank and will say something like "you already have sufficient credit with us". Or since Barclay only manages cards for Ameriprise and not the lender itself then it does not matter? Thank you
Lexa,
There's simply no way to give you any type of definitive answer for the question that you want answered. We don't have your credit reports, and we don't make lending decisions for Barclay's. All we can do is predict, based upon what you tell us, our personal experiences, the collective experiences (that we're aware of) in the body of knowledge that accumulates here, and overall trends in the credit/financial world. With regard to the relationship between Ameriprise & Barclay's, you should probably call Barclay's and ask them how/if having the Ameriprise product, managed by them, might impact a future credit relationship with Barclay.
Otherwise, I have to agree with UborrowUpay, whose answer was also relevant to your inquiry. Given the information that you've recently revealed in other threads, I think it is very likely that you'll receive 'sufficient credit' or 'too much new credit' declines for a while to come. Particularly so with Barclay's, because I recall a rash of closings reported by people who'd successfully opened cards, but opened a bunch of others as well within too short of a time period.
If you're planning to wait a reasonable amount of time before going after the card with Barclay's, then the potential answers to the current question might change dramatically.
