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Amex 3x CLI Question

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Anonymous
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Amex 3x CLI Question

Received BCE today and decided to go for 3x cli that so many have reported success with...got the 7-10 day message, I assume this means denial?
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Amex 3x CLI Question


@Anonymous wrote:
Received BCE today and decided to go for 3x cli that so many have reported success with...got the 7-10 day message, I assume this means denial?

Not always but most likely a denial

Message 2 of 12
B335is
Moderator Emeritus

Re: Amex 3x CLI Question

Most likely, sorry to say.  Whenever I get 7-10 on CLI request it has been denial. 

Message 3 of 12
mitchblue
Valued Contributor

Re: Amex 3x CLI Question


@Anonymous wrote:
Received BCE today and decided to go for 3x cli that so many have reported success with...got the 7-10 day message, I assume this means denial?

Never received a 7-10 day regards to CLI but I have gotten that message when app'ng, even with AMEX, and was approved. So take it fwiw. Good luck.

FICO® 8 Scores 821 FICO® 9 Equifax 826 (Updated 02-7-23)
Message 4 of 12
Anonymous
Not applicable

Re: Amex 3x CLI Question

every time i got that from them it's a denial. you'll receive your letter next week
Message 5 of 12
Anonymous
Not applicable

Re: Amex 3x CLI Question

@Irish80 stated, it can swing either way.  People have reported getting the 7 day message and then getting a CLI.

Message 6 of 12
Anonymous
Not applicable

Re: Amex 3x CLI Question

while i agree with you and irish, since they tightened the reigns some it's been way less frequent.
Message 7 of 12
Anonymous
Not applicable

Re: Amex 3x CLI Question

I should have just put in 2x CLI, oh well, it's not that I need the 3x CLI as my util is 6% across the board, would still be nice tho Smiley Happy

Message 8 of 12
Anonymous
Not applicable

Re: Amex 3x CLI Question

the 2x CLI would have been the same answer. they counter-offer you if you're eligible
Message 9 of 12
lhcole77
Valued Contributor

Re: Amex 3x CLI Question


@Anonymous wrote:
while i agree with you and irish, since they tightened the reigns some it's been way less frequent.

What do you mean by this?

Message 10 of 12
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