cancel
Showing results for 
Search instead for 
Did you mean: 

Amex 3x Cli to 38,700???

tag
KneelBeforeZod
Frequent Contributor

Re: Amex 3x Cli to 38,700???

While this wasn't my thread, just wanted to say thanks for clearing up myth versus misunderstanding to other contributors.   This was an educational thread!

Current Scores (Dec 20, 2015) - EQ=719 EX=739 TU=740
Message 11 of 14
rlx01
Established Contributor

Re: Amex 3x Cli to 38,700???

@longtimelurker: Getting another card side steps the 35k "limit" until you request another CLI.

35k is the magic number used as the upper limit for "pay over time" charges on the charge cards, and also in Amex's SEC filings about debt collateralization.
Message 12 of 14
ezdoesit
Valued Contributor

Re: Amex 3x Cli to 38,700???

So do you know 35K is a limit before getting a 4506 because you have someone you know working for Amex credit analysis dept? If you don't know someone at Amex you stating this based on a very small sample size whether it be on here or other forums.
Message 13 of 14
ezdoesit
Valued Contributor

Re: Amex 3x Cli to 38,700???

Another based on your 35K total exposure if I get another card they will instantly ask for a 4506? I have 31k with the EDP. Looking at the BCP I would almost guarantee I will get approved for over 4k.
Message 14 of 14
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.