Amex 5 Card Limit Under 12 Months

EAJuggalo · ‎06-30-2019

If all of your cards are listed in your sig, the only three that count against your 5 revolver limit are the Hilton, Delta and Magnet. If you want the ED, app for it. I wouldn't close the Magnet until after the anniversary.

EX700 TU 704 EQ 694 4/03/22
Cap1 QS-$4,500 Chase Freedom Flex- $800 Chase Freedom Unlimited- $1,000 Victoria's Secret- $1,200 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $13,800 AMEX BCE-$1,000 AMEX Gold-$5,000 AMEX Delta Blue $1,000 Lowe's $5,000 Navy Platinum $17,000 AMEX BBP $2,000

ToxikPH · ‎06-30-2019

The BBP is the forth revolver. Getting the Amazon and Everyday would push to 6.

kilroy8 · ‎06-30-2019

It's a lot for one so young.

Maybe give what you have time to grow?

wasCB14 · ‎06-30-2019

Another consideration is that if you keep getting a lot of Amex cards (and closing some) on a limited income, Amex may tell you you're ineligible for big bonuses you may want in the future when your income and spend rise.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select

MrCreditInternational · ‎07-01-2019

Also I would strongly recommend diversifying your collection.
Open cards with other lenders to make sure that you're not depending on one lender only.

I'm still a college student and it's doable.

Schwab Amex Platinum (NPSL); Amex Gold (NPSL); HH Aspire (31,700); Amex BBP (27,000); HSBC Premier WMC (18,000); USB Altitude Reserve (10,000); Chase Sapphire Preferred (5,800), Delta Platinum (5,000); Apple Card (4,750); USB Altitude Go (1,000)

Started collecting cards: Oct/2018

Re: Amex 5 Card Limit Under 12 Months

Re: Amex 5 Card Limit Under 12 Months

Re: Amex 5 Card Limit Under 12 Months

Re: Amex 5 Card Limit Under 12 Months

Re: Amex 5 Card Limit Under 12 Months